TERMS AND CONDITIONS OF USE/SERVICE

Version 2.0

Last revised date: September 20, 2025

This Agreement is a computer-generated electronic record pursuant to Rule 3 of theInformation Technology (Intermediaries Guidelines and Digital Media Ethics Code) Rules, 2021 (as amended from time to time), and does not require physical or digital signatures.

Angelic Infotech Private Limited (“Suncrypto,” “Company,” “we,” “us,” “our”), a company incorporated in India with Corporate Identification Number U74999RJ2021PTC077075 and registered with the Financial Intelligence Unit-India under Registration No. VA00031314, offers a range of products and services to eligible users through its website https://suncrypto.in and associated mobile and software applications available on the Google Play Store and Apple App Store.

Access to and use of these products and services (“Services”) and the related platforms (“Platforms”) are governed by these Terms of Use, read together with any other applicable terms and conditions (“Terms”). If you avail any third-party products or services in connection with the Platform or Services, the relevant terms shall apply between you and the concerned third party and must be read in conjunction with these Terms.

By accessing, downloading, or using any Platform and/or Service in any manner, or by clicking "I agree" to these Terms of Use, or expressly or impliedly accepting these Terms, in addition to our Privacy Policy, our Trading Policy, and our Anti-Money Laundering (AML/KYC) Policy (collectively, the "Policies"), you acknowledge that you have read, understood, and agreed to be bound by them.

We reserve the right to amend these Terms at any time without prior notice. In case of material changes, we will notify you via a notice on the Platform’s home page. The “last revised” date of these Terms will be displayed at the top of the page. You are responsible for ensuring that we have a current, active, and deliverable email address for you and for periodically reviewing the Terms on our Platform. Continued use of the Platforms/Services constitutes your acceptance of any updated Terms. You remain responsible for all acts or omissions arising during your association with the Platform.

Disclaimer: Crypto products, including Digital Assets, are unregulated and involvesignificant risk. There may be no regulatory recourse for any losses arising from such transactions.

By accepting the Terms and using the Platform and/or Services, you acknowledge that fully understand, accept, and assume all risks, losses, and costs associated them including (but not limited to) total loss, devaluation, or seizure of your Digital Assets. If you do not agree with these Terms in their entirety, you should refrain from registering for a user account or accessing/using the Platform or any Service.

IT IS IMPORTANT THAT YOU FULLY UNDERSTAND THE RISKS INVOLVED BEFORE DECIDING TO USE OUR SERVICES. YOU ACKNOWLEDGE THAT BUYING, SELLING, HOLDING, INVESTING, OR TRADING IN DIGITAL ASSETS (INCLUDING, WITHOUT LIMITATION, VIRTUAL DIGITAL ASSETS, CRYPTO-ASSETS, CRYPTOCURRENCIES, AND CRYPTO-TOKENS) INVOLVES A HIGH DEGREE OF RISK. DIGITAL ASSETS ARE SUBJECT TO SIGNIFICANT AND FREQUENT FLUCTUATIONS IN VALUE AND EXCHANGE RATES, POTENTIAL SECURITY VULNERABILITIES, AND POSSIBLE REGULATORY ACTION. THE VALUE OF YOUR HOLDINGS MAY RISE OR FALL AT ANY TIME, AND YOU MAY INCUR SUBSTANTIAL LOSSES—INCLUDING THE TOTAL LOSS OF ASSETS IN YOUR ACCOUNT.

FURTHER RISKS ASSOCIATED WITH DIGITAL ASSETS AND OUR SERVICES ARE DESCRIBED IN THESE TERMS; HOWEVER, THIS DOES NOT SET OUT ALL POSSIBLE RISKS OR THEIR RELEVANCE TO YOUR PERSONAL CIRCUMSTANCES. YOU ARE SOLELY RESPONSIBLE FOR EVALUATING THE NATURE, SUITABILITY, AND APPROPRIATENESS OF THESE RISKS IN LIGHT OF YOUR INDIVIDUAL FINANCIAL SITUATION. SUNCRYPTO BEARS NO RESPONSIBILITY OR LIABILITY FOR ANY LOSSES OR GAINS INCURRED IN CONNECTION WITH YOUR USE OF THE SERVICES.

WE MAY PROVIDE EDUCATIONAL CONTENT—SUCH AS ARTICLES, BLOGS, LINKS TO THIRD-PARTY RESOURCES, NEWS UPDATES, TUTORIALS, OR VIDEOS—ABOUT DIGITAL ASSETS. THIS CONTENT IS FOR INFORMATIONAL PURPOSES ONLY AND DOES NOT CONSTITUTE INVESTMENT, FINANCIAL, ORTRADING ADVICE. SUNCRYPTO DOES NOT PROVIDE RECOMMENDATIONS ON WHETHER TO BUY, SELL, HOLD, OR TRADE ANY DIGITAL ASSET, NOR DOES IT SUGGEST INVESTMENT STRATEGIES. ANY DECISION YOU MAKE IS ENTIRELY YOUR OWN AND SHOULD NOT BE INFLUENCED BY ANY ORAL OR WRITTEN STATEMENT FROM SUNCRYPTO, ITS OFFICERS, EMPLOYEES, AGENTS. IF SUCH ADVICE IS GIVEN, IT IS IN A PERSONAL CAPACITY, IS NOT AUTHORIZED BY SUNCRYPTO, AND MUST NOT BE RELIED UPON.

YOU ARE SOLELY RESPONSIBLE FOR ALL TRADING AND INVESTMENT DECISIONS MADE THROUGH YOUR ACCOUNT, INCLUDING ASSESSING WHETHER ANY INVESTMENT, STRATEGY, OR TRANSACTION IS SUITABLE GIVEN YOUR OBJECTIVES, CIRCUMSTANCES, AND RISK TOLERANCE. BEFORE MAKING ANY DECISION TO BUY, SELL, OR HOLD DIGITAL ASSETS, YOU SHOULD PERFORM YOUR OWN DUE DILIGENCE AND SEEK INDEPENDENT PROFESSIONAL ADVICE. YOU AGREE NOT TO HOLD SUNCRYPTO, ITSAFFILIATES, OR ANY OF THEIR OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, OR PARTNERS LIABLE FOR LOSSES OR DAMAGES ARISING FROM RELIANCE ON ANY INFORMATION OR CONTENT PROVIDED THROUGH OUR PLATFORM OR IN ANY RELATED MATERIALS.

IF YOU REFER NEW USERS TO SUNCRYPTO, YOU CONFIRM THAT YOU DO SO IN YOUR INDIVIDUAL CAPACITY UNLESS OTHERWISE AGREED IN WRITING. IF YOU ARE MAKING REFERRALS IN THE COURSE OF A BUSINESS OR PROFESSION: YOU MUST NOTIFY US; IN SUCH CASES, WE MAY BE REQUIRED TO DEDUCT OR COLLECT ADDITIONAL WITHHOLDING TAXES AS PER APPLICABLE LAW.

YOU ACKNOWLEDGE THAT THE PLATFORM AND YOUR ABILITY TO USE THE SERVICES MAY BE ADVERSELY AFFECTED BY CHANGES IN LAWS OR REGULATIONS RELATING TO DIGITAL ASSETS. WE MAY DISCLOSE YOUR PERSONAL AND ACCOUNT INFORMATION IF WE REASONABLY BELIEVE IT IS NECESSARY TO COMPLY WITH APPLICABLE LAW, REGULATION, LEGALPROCESS, OR GOVERNMENTAL REQUEST.

ALL TRADES ARE EXECUTED AUTOMATICALLY IN ACCORDANCE WITH YOUR INSTRUCTIONS AND OUR EXECUTION PROCEDURES. SUNCRYPTO MERELY OFFERS A TECHNOLOGY PLATFORM AND/OR FACILITATES ACCESS TO CERTAIN DIGITAL ASSET MARKETS, PRODUCTS, AND SERVICES. YOU ARE ENTIRELY RESPONSIBLE FOR ENSURING LEGAL, REGULATORY, AND TAX COMPLIANCE FOR ALL YOUR TRANSACTIONS.

THESE TERMS OF USE INCLUDE PROVISIONS FOR RESOLVING DISPUTES BETWEEN YOU AND SUNCRYPTO, INCLUDING AN AGREEMENT TO ARBITRATE.

Angelic Infotech Private Limited reserves the right to modify, change, add, or remove any part of the SunCrypto Application, the Services, these Terms, the Privacy Policy, the Refund Policy, or the AML Policy, or any content contained therein, at its sole discretion. However, any material changes that affect your rights or obligations under these Terms or Policies will be notified to you at least thirty (30) days in advance via email or a prominent notice on the SunCrypto Application, unless immediate action is required for security or legal compliance reasons, in which case notice will be provided as soon as reasonably practicable. Non-material changes may be made without notice. You agree to periodically review these Terms, the Privacy Policy, the Refund Policy, and the AML Policy, including before engaging in any transactions on the SunCrypto Platform, to stay informed of any updates.

The Company shall not be liable for any damages, losses, or consequences arising from changes, additions, removals, or modifications, provided such changes are made in goodfaith, comply with applicable laws, and are communicated as required. Any amendment deemed unfair or against public policy under the Indian Contract Act, 1872, shall be subject to review and may be rendered unenforceable upon determination by a competent authority.

For the purposes of these Terms of Use:

• 1. “Anti-Money Laundering” (AML): refers to requirements under the Prevention of MoneyLaundering Act, 2002 (PMLA)and its associated rules, including any amendments andupdates made periodically.
• 2. “Applicable Laws”: refers to all laws, statutes, rules, regulations, circulars, directives, guidelines, decisions, rulings, government policies, enactments, or instruments (including national, state, local, or municipal laws, bylaws, or regulations of any kind) applicable to the User or SunCrypto.
• 3. “Assets”: refers to both Digital Assets and Fiat Currency, as the case may be
• 4. “Breach”: means the occurrence, or reasonable likelihood of occurrence, of any of the following:
• (i) breach, contravention, or inconsistency with Applicable Laws;
• (ii) breach, contravention, or inconsistency with these Terms;
• (iii) any transaction or action that is, in our sole discretion, suspicious, unauthorised, negligent, fraudulent; involves misconduct; or infringes third-party rights;
• (iv) submission of incomplete, inaccurate, or false KYC information;
• (v) failure to provide additional KYC or other documents/information as requested from time to time;
• (vi) suspicious or unauthorised transactions;
• (vii) deposits, withdrawals, or transfers of Digital Assets deemed suspicious under internal assessments;
• (viii) use of the Platform or Services in a manner that corrupts, disrupts, or compromises their integrity, stability, or security, whether intentionally or otherwise; and/or
• (ix) any suspicion, allegation, complaint, or request raised by a legal, regulatory, statutory, or public authority; bank; financial institution; payment service provider; or third-party service provider.
• 5. “Circular”: refers to Circular No. 13 of 2022 dated 22 June 2022 issued under Section 194S(6) of the ITA.
• 6. “Collateral”: has the meaning assigned to it under the Futures section of these Terms of Use
• 7. “Company,” “SunCrypto,” “SunCrypto Platform,” “Ourselves,” “Us,” and “We”: all refer to Angelic Infotech Private Limited, including its successors and assigns.
• 8. “Content”: refers to any information, text, data, graphics, blogs, guides, service marks, trademarks, logos, icons, images, audio, video, multimedia content, educational material, discussions, or any other materials, whether created, uploaded, or made available by SunCrypto or by Users, that are accessible on or through the Online Platforms.
• 9. “Crypto Custody Wallet”: refers to a non-interest-bearing digital wallet provided by SunCrypto or its authorized custodians to securely hold, manage, and facilitate deposits, transfers, and withdrawals of supported Digital Assets solely for use on the Platform. Title and ownership of the Digital Assets remain with the User, while SunCrypto (or its service providers) acts only as custodian. No returns, profits, or benefits shall accrue to the User from custody unless expressly provided under specific Products or Services.
• 10. “Digital Asset(s),” “Virtual Digital Asset(s),” or “VDA(s)”: means a digital representation of value or rights that can be stored or transferred electronically, including crypto-assets, but excluding Fiat Currency. It also includes such other digital assets as SunCrypto may specify from time to time.
• 11. “Digital Asset Wallet”: means a wallet made available through the Online Platforms, operated and controlled by the User, for the storage, deposit, withdrawal, and transfer of their Digital Assets and the INR Balance.
• 12. “Fiat Currency”: refers to ‘currency’ as defined under the Foreign Exchange Management Act, 1999.
• 13. INR” or “₹” or “Rs.”: refers to Indian Rupees.
• 14. “INR Balance”: refers to the INR balance accessible through the Online Platforms and operated by a User in connection with transactions on the Platform.
• 15. “ITA”: refers to the (Indian) Income-tax Act, 1961.
• 16. “KYC”: refers to ‘Know Your Customer’ processes as required under Applicable Laws.
• 17. “Party”: refers to either You or Us, and “Parties” refers to You and Us collectively, as the context requires.
• 18. “GST”: means the goods and services tax, payable on the supply of goods and/or services under the Central Goods and Services Act, 2017 or under the allied goods and services tax legislation.
• 19. “Sanction List”: refers to any countries, entities, or persons subject to sanctions, exclusions, or restrictions under Applicable Laws, including without limitation lists maintained by the United Nations (including its Security Council), the Reserve Bank of India, the Ministry of Home Affairs (India), the National Investigation Agency (India), the Central Bureau of Investigation (India), the Financial Intelligence Unit–India, Interpol, the World Bank, the Office of Foreign Assets Control (OFAC), and similar authorities.
• 20. “Security Incident” : has the meaning given to it under the Grievances/Queries section of these Terms.
• 21. “Sensitive Personal Data”: refers to personal information classified as sensitive under Applicable Laws, including financial details (such as bank accounts, payment instruments, orwallet credentials), passwords, authentication data, biometric information, and any other information deemed sensitive under the Information Technology Act, 2000 and allied rules. Such data will be collected, processed, and protected by SunCrypto strictly in compliance with Applicable Laws.
• 22. “Services”: means the services offered by SunCrypto through the Platforms, including:
• ● A Digital Asset exchange for trading Digital Assets using Fiat Currency or other Digital Assets;
• ● Facilitation of top-ups and/or withdrawals of Assets;
• ● Online storage and custody of Digital Assets;
• ● Allied products, services, or contests related to Digital Assets (as may be announced from time to time);
• ● Access to and use of the Platforms and their Content; and
• ● Any other services or products that SunCrypto may, directly or through Partner Entities, introduce from time to time. SunCrypto may, at its sole discretion, modify, limit, or vary the scope and nature of the Services.
• 23. “Specified Persons”: means SunCrypto, our Partner Entities, and our and their respective shareholders, directors, officers, employees, representatives, contractors, and suppliers.
• 24. “Third-Party Cryptocurrency Exchanges”: refers to independent, external digital asset trading platforms, marketplaces, or service providers—whether centralized or decentralized—that are not owned, operated, or controlled by SunCrypto, but through which users may access, trade, transfer, or otherwise deal in cryptocurrencies or related digital assets. Such exchanges operate under their own terms, policies, and regulatory obligations, and SunCrypto is not responsible for their actions, omissions, services, security practices, orthe accuracy of any information they provide
• 25. “Terms of Use”: means these “Exchange Terms of Use” entered into between SunCrypto and you, which constitute an integral part of the Terms
• 26. “User,” “You,” and “Your”: refer to any person who accesses or uses the SunCrypto Platform or Services, including their successors, heirs, receivers, and permitted assigns.

ABOUT THE SUNCRYPTO PLATFORM :

The SunCrypto Platform is an online crypto exchange in India that provides a range of services to its users. These services include, but are not limited to, enabling users to engage in online trading of cryptocurrencies by placing buy and/or sell orders through third-party cryptocurrency exchanges, as well as facilitating the online storage of cryptocurrencies transacted by users via such third-party exchanges. The SunCrypto Platform aggregates the last traded prices of cryptocurrencies across various third-party exchanges and executes transactions for buying and selling cryptocurrencies on behalf of users, based on the specific instructions of the users, through such third-party exchanges. Additionally, the platform acts as an appointed payment collection agent for users, facilitating payments for cryptocurrency transactions conducted on third-party exchanges and holding users' Indian rupee balances in trust within their SunCrypto Platform account.

Suncrypto owns, or holds valid licenses for, all rights, title, and interest in the Platform and Services, including all related intellectual property rights, whether registered or unregistered. Subject to your compliance with these Terms, Suncrypto grants you a personal, limited, non-exclusive, non-transferable, and non-sub-licensable license to access and use the Platform solely for your personal, non-commercial use as required to avail the Services. No rights are granted beyond those expressly stated herein. Any commercial use, resale, reproduction, duplication, distribution, derivative use, or extraction of any part of the Platform is strictly prohibited without Suncrypto’s prior written consent. No implied licenses are created under these Terms. You are not permitted to use Suncrypto’s, its affiliates’, group companies’, or partner entities’ trade names, trademarks, service marks, logos, domain names, or other distinctive brand features for any purpose. You agree to use the Platform in compliance with all applicable laws, including but not limited to the Information Technology Act, 2000, the Digital Personal Data Protection Act, 2023 (once effective), the Indian Contract Act, 1872, and related rules and regulations. If you provide comments, ideas, or feedback about the Services, you acknowledge that such submissions are voluntary, non-confidential, and without expectation of compensation. Suncrypto may freely use, disclose, or implement such ideas without obligation to you, in consideration of your continued use of the Platform.

Furthermore, the SunCrypto Platform stores and holds in custody, in trust, the cryptocurrencies purchased by users through the Platform. However, it is expressly understood that the SunCrypto Platform is neither the creator nor the administrator of any cryptocurrency, and it acts solely as an intermediary between the user and various third-party cryptocurrency exchanges.

YOU FURTHER ACKNOWLEDGE THAT SUNCRYPTO IS NOT A BANK, FINANCIAL INSTITUTION, PAYMENT SYSTEM OPERATOR, STOCK EXCHANGE, BROKER, INVESTMENT ADVISOR, FIDUCIARY, OR SIMILAR ENTITY, AND IS NOT SUBJECT TO THE REGULATIONS GOVERNING SUCH INSTITUTIONS. NO FIDUCIARY RELATIONSHIP EXISTS BETWEEN YOU AND SUNCRYPTO.

The SunCrypto Platform is a service provider, an information intermediary, a facilitator of user transactions on third-party exchanges, and a technology provider. By using the SunCrypto Platform, you are granted a limited, personal, non-exclusive, non-transferable, non-sublicensable, revocable, and limited right to access and use the Platform and its services within India, in accordance with these Terms of Use.

Unless otherwise specified, all prices of cryptocurrencies, content, logos, materials, designs, graphic symbols, and other intellectual property displayed on the SunCrypto Platform are the exclusive property of the SunCrypto Platform or its licensors and third parties and are protected by applicable laws, including patents, copyright, trademark, and other intellectual property rights. This includes, but is not limited to, the SunCrypto name, logo, branding, user interfaces, software code, and any proprietary technology or algorithms used in the Platform. The SunCrypto Application may provide links or references to other websites or resources that are not under its control. The Company is not responsible for the content, practices, or services provided by any third-party websites or resources, and you acknowledge and agree that your use of such third-party websites is at your own risk. Users are granted a limited, revocable, non-exclusive, non-transferable, and non-sublicensable license to access and use such intellectual property solely for personal, non-commercial purposes in connection with the Services, subject to strict compliance with these Terms of Use. Any unauthorized use, reproduction, modification, distribution, display, or imitation of such intellectual property is strictly prohibited and may result in civil and criminal liabilities under the Trademarks Act, 1999 (Section 29), the Copyright Act, 1957 (Section 51), and other applicable laws.

User-Generated Content: Any content created, uploaded, or submitted by Users to the SunCrypto Platform, including but not limited to profiles, feedback, comments, or communications ("User-Generated Content"), remains the property of the respective User. By submitting User-Generated Content, you grant SunCrypto a worldwide, non-exclusive, royalty-free, perpetual, irrevocable, and transferable license to use, reproduce, distribute, display, modify, and create derivative works of such content solely for the purpose of operating, improving, and promoting the Platform, in compliance with our Privacy Policy and the Digital Personal Data Protection Act, 2023 (DPDP Act) Section 6. Users represent and warrant that their User-Generated Content does not infringe upon the intellectual property rights, privacy rights, or other proprietary rights of any third party. SunCrypto reserves the right to remove, suspend, or disable access to any User-Generated Content that violates these terms or applicable laws, including Section 29 of the Trademarks Act, 1999, or Section 51 of the Copyright Act, 1957, without prior notice or liability.

Third-Party Intellectual Property: The SunCrypto Platform may include or reference content owned by third parties, such as logos, trademarks, data, or information from third-party cryptocurrency exchanges or other sources ("Third-Party Content"). Such Third-Party Content is the property of its respective owners, and SunCrypto does not claim ownership of such content. SunCrypto takes reasonable measures to ensure that Platform Content does not infringe upon third-party intellectual property rights. In the event that any Platform Content, including logos or branding, is alleged to infringe upon or mimic third-party trademarks, copyrights, or other IP rights, SunCrypto will promptly investigate and, if necessary, remove or modify the content to ensure compliance with applicable laws, including Section 29 of theTrademarks Act, 1999. Users are strictly prohibited from uploading, sharing, or using Third-Party Content on the Platform unless they have obtained explicit authorization from the respective IP owner. Users shall indemnify and hold harmless SunCrypto, its affiliates, officers, and agents against any claims, losses, or liabilities arising from unauthorized use of Third-PartyContent in violation of these Terms.

Reporting Infringements: If you believe that any Platform Content or User-Generated Content infringes upon your intellectual property rights, you may notify our Data Protection Officer at dpo@suncrypto.in, providing a detailed description of the allegedly infringing content, its location on the Platform, evidence of your IP ownership, and a statement of good faith belief that the use is unauthorized. SunCrypto will investigate such claims promptly and take appropriate action, including removal of infringing content, in accordance with the Copyright Act, 1957 (Section 55); the Trademarks Act, 1999; and the IT Act, 2000 (Section 79, intermediary liability protections). SunCrypto reserves the right to suspend or terminate accounts of users who repeatedly infringe upon intellectual property rights, as determined in our sole discretion, in compliance with applicable laws.

Compliance and Risk Mitigation: To prevent intellectual property violations, SunCrypto conducts periodic audits of Platform Content, including logos and branding, to ensure compliance with applicable IP laws. We engage third-party legal experts to review our trademarks and content for potential conflicts with existing IP rights. Users responsible for ensuring that their use of the Platform, including any User-Generated Content, does not violate the intellectual property rights of others. SunCrypto shall not be liable for any losses, damages, or claims arising from a User’s unauthorized use of Platform Content or Third-Party Content, as outlined in our limitation of liability provisions.

Common Terms

User Protection—Best Practice Guidelines

To safeguard your interests and minimize risks, you agree to follow best practices, including maintaining strong and unique passwords, enabling OTP generation and MPIN setup, and keeping your account and banking details confidential. You must remain vigilant against fraud, phishing, scams, and suspicious activities, promptly reporting them when identified. Exercise caution when using leverage, as it can magnify both gains and losses, and protect your personal and financial information by sharing sensitive details only when strictly necessary. Diversify your investments to reduce exposure, access the Platform only through secure and private networks, and verify all transaction details before confirmation, acknowledging that Suncrypto is not responsible for errors in order entry or losses resulting from unauthorized access. You must not use your accounts or wallets to send or receive Assets on behalf ofunknown persons, even if promised commissions, employment, or other benefits. Regularly review your risk appetite, stay informed about market, regulatory, and technological developments, conduct independent due diligence before acquiring or transacting in Digital Assets, and seek professional tax, legal, or financial advice suited to your circumstances, with Suncrypto bearing no liability for reliance on such advice.

You are solely responsible for ensuring compliance with these obligations and applicable laws. Suncrypto may restrict or terminate your access to the Platform or Services if you breach these requirements. You may only maintain one User Account at a time and must provide current, truthful, authentic, complete, and accurate information at registration. You may delete your account at any time; however, Suncrypto may retain your information as necessary to comply with applicable laws and cooperate with law enforcement.

You are responsible for maintaining the confidentiality and security of your account credentials and restricting access to your account and device. Any transactions authorized through your account will be deemed authorized by you, and Suncrypto shall not be liable for unauthorized use or resulting losses.

Fraudsters frequently exploit bank accounts and digital wallets of unsuspecting individuals (commonly referred to as ‘money mules’) for money laundering and other illegal activities. They often entice victims with offers of commissions, job opportunities, or other incentives in exchange for sending or receiving assets. Never share your account details with anyone, and avoid agreeing to send or receive assets in your wallet on behalf of, or at the request of, unknown individuals.

Usage Terms for Services

By using the Services, you acknowledge and agree that Suncrypto may, at its discretion, restrict, modify, or suspend access based on internal risk assessments and may change thelist, scope, or nature of Services at any time. All use of Services is at your sole discretion and risk, and Suncrypto does not obligate you to avail any Service. We may impose trading or position limits, surveillance, position management measures, squaring-off, or other controls without notice, which may restrict orders, services, or specific assets, and orders exceeding such limits may be rejected. We have exclusive authority to list, delist, or modify support for any Digital Asset or Fiat Currency, and in the event of delisting, balances may be liquidated and credited in USDT at a value determined at liquidation, with price variations across platforms.

Orders are generally irrevocable once executed; partial cancellations may be permitted at our discretion, and all transactions from your account are deemed authorized by you. Execution may face delays due to routing, counterparty availability, or system factors, withmarket orders filled at prevailing prices at execution time, not placement. Orders are effective only upon our confirmation, and unprocessed orders due to insufficient funds, margin shortfalls, ortrading suspensions may lapse. We may withhold credit of Assets to your Wallet until dues are cleared.

We are not obligated to act if doing so may breach applicable law, internal policies, system integrity, or the rights of other users, and we are not liable for resulting losses. Erroneously or excessively credited assets must be returned immediately, and any related taxes or fees are your responsibility. We may, at our discretion, distribute airdrops, which may not apply to all users and will follow specific program terms. In the event of redenomination, Wallet balances may be adjusted or delisted, with all consequences determined by the relevant asset issuer or network, and Suncrypto makes no representations or warranties in this regard.

CONDITIONS FOR SUNCRYPTO USER PLATFORM ACCOUNT AND CONTENT:

You acknowledge and agree that all content on the Platform is provided for general informational purposes only and does not constitute investment, financial, tax, or legal advice. You should consult qualified professionals before making any investment or transaction decisions. You are solely responsible for evaluating the suitability of any investment, strategy, or transaction based on your objectives, financial condition, and risk tolerance. While we strive to maintain accuracy, the Platform may contain errors, inaccuracies, or omissions, which we may correct or update without prior notice, and we are not liable for reliance on such information.

We may display advertisements, promotions, surveys, or other targeted material on the Platform, and by using the services, you consent to such displays. Real-time market data is provided exclusively for engaging with our services, and we may also share aggregated or anonymized data for educational or other lawful purposes. You are responsible for any content you upload, create, or transmit, including user-generated or AI-generated material, and we reserve the right to review, modify, or remove such content at our discretion. By creating or sharing content on the Platform, you grant SunCrypto a non-exclusive, royalty-free license to use, display, and distribute it without further approval or compensation.

You must maintain the confidentiality of all non-public information shared with you by SunCrypto, including customer support communications, proprietary data, and information relating to other users. We are not liable for third-party content, including any infringement, misinformation, or unlawful material, nor for personal views expressed by SunCrypto employees outside the scope of their official duties.

Eligibility Criteria

To access or create a User Account on the SunCrypto Platform, you must satisfy the following eligibility requirements:

• (i) be at least 18 years of age and legally competent to enter into a binding contract under Indian law;
• (ii) have full legal capacity and authority to agree to these Terms;
• (iii) not have been previously suspended or removed from the Platform or Services;
• (iv) be an Indian citizen and resident of India as defined under theCitizenship Act, 1955 and the Foreign Exchange Management Act, 1999; and
• (v) be physically present in India while using the Platform or Services. Failure to meet any of these conditions prohibits you from using the SunCrypto Platform.

In addition, you must confirm that you are a natural person and not an automated entity or program; you do not reside in or access the Services from a restricted jurisdiction; and you are not subject to any trade or economic sanctions. Specifically, you must not appear on sanctions lists such as the U.S. Treasury Department’s “Specially Designated Nationals” list or the U.S. Commerce Department’s “Denied Persons List.” You also confirm that no law in force in India prohibits you from accessing or using the Services of the SunCrypto Platform.

KYC and Account Setup

KYC verification shall be conducted at the time of onboarding, wherein the Date of Birth (DOB) as reflected in the PAN database will be considered for authentication. Upon successful completion of verification, SunCrypto may establish a trading account in your name, enabling you to buy/sell Virtual Digital Assets (VDAs) and make deposits and withdrawals. Periodic reviews and re-KYC procedures shall be carried out as required.

EXTERNAL SERVICES AND RESOURCES

To provide its Services, Suncrypto may engage third-party service providers, and by accepting these Terms, you consent to such engagement. You acknowledge that Suncrypto may act as an intermediary or facilitate your access to third-party platforms, services, or resources, which may appear on our Platform through names, logos, links, or integrations. We neither control nor endorse such third-party offerings and make no representations as to their legitimacy, availability, suitability, or quality; your use of them is entirely at your own risk. Suncrypto bears no liability for any content, loss, damage, or harm arising from your reliance on or use of such services. You may be required to enter into separate agreements with third parties, and any rights, obligations, or disputes under such arrangements are solely between you and the relevant provider. You agree to comply with the applicable terms and policies of such third parties and acknowledge that discontinuation of their services may render related features on our platform unavailable without recourse against Suncrypto. By using our Services, you expressly waive any right to involve Suncrypto in legal or administrative proceedings relating to third-party disputes.

PROHIBITED ACTIVITIES ON THE SUNCRYPTO PLATFORM

The SunCrypto Platform enforces strict rules against the illegal, abusive, or unauthorized use of its Services. Any user found engaging in prohibited activities may face suspension or termination of access, restrictions on account balances, and reporting to regulatory or statutory authorities, as required under applicable laws.

By using the Platform, you agree to comply with these Terms of Use, the Privacy Policy, the Trading Policy, the Anti-Money Laundering (AML) Policy, and all applicable laws.

1. General Prohibitions

You must not, directly or indirectly, aid, abet, enable, permit, or encourage any activity that breaches these Terms or violates applicable laws and regulations. This includes committing or attempting fraud, deception, or misrepresentation against SunCrypto, its users, or third parties; acquiring, using, transferring, or storing assets from suspicious, unauthorized, or unlawful sources; misrepresenting your identity, affiliations, or intentions, or providing false, misleading, or incomplete information; using any trade, corporate, or brand name as your User ID without prior written consent; exploiting the platform for resale, redistribution, brokerage, or intermediary services without authorization; developing, promoting, or supporting competing products or services, or extracting platform data without approval; and building, deploying or integrating third-party applications or tools without SunCrypto’s prior written consent.

2. Prohibited Technical Conduct

You are strictly prohibited from engaging in any activity that compromises the integrity, security, or functionality of the Platform. This includes exploiting glitches, malfunctions, or vulnerabilities for personal gain or disruption; interfering with, intercepting, or tampering with system data, communications, or processes; using bots, scrapers, automation tools, or scripts without authorization (other than approved APIs); attempting unauthorized access to accounts, networks, or SunCrypto systems; reverse engineering, copying, or creating derivative works of platform software; circumventing or attempting to bypass security features, restrictions, or access controls; and uploading or transmitting viruses, ransomware, spyware, or any other malicious code.

3. Prohibited User Conduct

You must not engage in abusive, unlawful, or harmful conduct towards SunCrypto, its users, or third parties. Prohibited behavior includes harassing, defaming, threatening, or intimidating others; infringing intellectual property, privacy, or other legal rights; damaging or undermining SunCrypto’s reputation or goodwill; engaging in market abuse such as manipulation, pump-and-dump schemes, insider trading, spoofing, orother deceptive practices; running unauthorized campaigns, contests, or promotions; using multiple devices or accounts to gain unfair advantage or evade restrictions; or collecting, harvesting, or misusing personal data or sensitive personal data without proper consent or legal authority.

4. Prohibited Content

You are strictly prohibited from hosting, uploading, transmitting, or sharing any content that is illegal, obscene, pornographic, defamatory, offensive, or harmful; exploitative of or endangering to children; promotes violence, hatred, enmity, or misinformation; infringes intellectual property or other third-party rights; threatens national security, public order, or public morality; or contains malicious code intended to compromise systems, networks, or data.

5. Other Restrictions

You must not use technologies such as VPNs, proxies, TOR, or other anonymizers tomask your identity for the purpose of evading detection or violating these Terms; conceal or manipulate transaction details or your digital footprint to mislead SunCrypto, its users, or regulators; or misrepresent material facts, affiliations, or activities in any manner.

6. Reporting Security Incidents

If you suspect your account, wallet, or credentials are compromised, or detect unusual activity (“Security Incident”), you must immediately notify SunCrypto at help@suncrypto.in and cooperate with all investigation and mitigation requests. SunCrypto is not liable for losses from incidents outside its reasonable control.

7. Suspension and Enforcement

In the event we believe that:

• 7.1 A Breach Event or Security Incident has occurred or is likely to occur, or
• 7.2 if certain steps are necessary to maintain an orderly market protect the interests of other users, or
• 7.3 we are required to do so under applicable law, or
• 7.4 for protecting the rights of third parties, or
• 7.5 for any factors beyond our control, or
• 7.6 pursuant to any law enforcement inquiry or investigation, or
• 7.7 otherwise deem it reasonable and prudent; we reserve the right to take any actions as we may deem reasonable or fair or otherwise in the best interests of the virtual asset ecosystem, including without limitation:

• a. without prejudice to the generality of any other clause in the Terms of Use, suspending, restricting, or terminating your Account and/or your access to any or all of the Platforms/ Services/ Assets, in full or in part;
• b. blocking, freezing or forfeiting any or all of your Assets (including withdrawals and bank transfers of Fiat Currency);
• c. blocking, reversing, cancelling, delaying, or refusing to execute/effect any transaction or withdrawal or order or trade;
• d. requiring you to do or cease to do something or taking any other remedial actions to cease/rectify/compensate for the breach;
• e. investigating and/or initiating suitable actions and/or proceedings against you, including reporting you to appropriate regulatory, self-regulatoryor lawenforcement agencies;
• f. disclosing any information as required or requested by any authority or under Applicable Law;
• g. exercising such other rights and remedies as may be available to us under any contract, Applicable Law, and/or equitable rights and remedies; and/or
• h. taking such other steps as we may deem prudent in the circumstances or as we may be required or recommended to take by any authority, law enforcement agency, bank, or business partner.

For the purposes of servicing, upgrading or maintaining our systems or for responding to Security Incidents, we reserve the right to suspend services and/or process, decline to process, suspend, block, delay, cancel, reverse, void or partially execute any order/transaction requests submitted by you or Services offered to you and/or refuse to continue your access to the Platforms (even after Assets have been debited from your User Account), at our sole discretion.

We have the right but not the obligation to take any such steps set out in this Clause 8 for the protection of the Users, Assets and Services on the Platform. We will notexercise such right unreasonably and without caution.

Please refer to Risk Disclosure to understand various other risks that could lead to suspension of services, loss of Assets, etc.

FEES, TAXES AND PAYMENT TERMS

SERVICE AND TRANSACTION FEE:

To access and use the Products and Services, you shall pay all applicable SunCrypto Fee Structure as specified on the Platform or as otherwise communicated by us from time to time. The indicative fee schedule published on our website sets out the prevailing charges for trading, as well as for the deposit or withdrawal of Assets, and may be updated periodically.

Orders and payments may also be subject to the terms and conditions of your remitter bank or payment service provider. Any delays, disputes, or issues relating to the transfer of Assets must be resolved directly with them.

As the owner of the Assets, you are solely responsible for determining, reporting, and discharging your tax obligations, including those arising from the holding or trading of Digital Assets, in accordance with Applicable Law. We do not determine or advise on the tax treatment of your transactions or holdings. Where required by applicable law, SunCrypto may deduct and deposit taxes, and you shall be responsible for claiming any credits, refunds, or exemptions from the relevant authorities. If you withhold taxes pursuant to Applicable Law, you must provide us with appropriate confirmation of such withholding and deposit.

All fees, commissions, interest, and other charges of SunCrypto are exclusive of applicable GST or other indirect taxes, which shall be borne by you. If GST or other taxes become applicable to the Services or transactions on the Platform in the future, we reserve the right to levy such taxes, and you shall remain liable for their payment.

For spot market transactions, SunCrypto acts as an exchange/broker and will deduct and deposit applicable taxes under Section 194S of the Income-tax Act, 1961, within the prescribed timelines and in accordance with CBDT circulars. For all other transactions—including OTC transactions, referral fees, user VDA fees, withdrawal charges, and similar activities—other than Futures trading, SunCrypto operates on a principal-to-principal basis and is not required to deduct or deposit taxes under Section 194S, as the CBDT circular does not apply in such cases

TYPES OF TRANSACTIONS ARE MENTIONED BELOW

1. Transaction Fees: When using the SunCrypto Platform to buy or sell cryptocurrencies, you acknowledge that you will be required to pay a fee, which includes the actual exchange fee paid to third-party cryptocurrency exchanges and a service fee for using the SunCrypto Platform. These fees may change from time to time, and such changes will be indicated on the SunCrypto Platform.

2. Current Fee Structure: As of the current fee structure, SunCrypto charges a fee (inclusive of 18% GST) on the transaction amount, which includes the fee paid by SunCrypto to the third-party exchanges for executing trades on behalf of the user. The SunCrypto Platform reserves the right to offer discounts or modify the fee structure at its sole discretion.

3. Additional Transaction Fees: Transactions involving fiat currency, including but not limited to those made via credit card, debit card, net banking, or other payment methods, may attract additional transaction fees. Similarly, transfers and withdrawals of cryptocurrencies or fiat currency may also be subject to transaction fees, as determined by the relevant payment method or exchange.

4. OTC Platform Fees and Spread: All transactions executed through SunCrypto’s Over-the-Counter (“OTC”) Platform are subject to fees embedded within the quoted buy and sell prices. Each quoted price includes a spread that covers platform operations, liquidity provision, order execution, and risk management, which together constitute SunCrypto’s fee for facilitating OTC transactions. No separate or additional transaction fees shall apply, except for brokerage fees (exclusive of applicable GST). By placing an OTC order, you acknowledge and agree that the quoted price reflects both the prevailing market value of the Digital Asset and the embedded spread representing SunCrypto’s fee.

5. Maintenance Fees: Funds held due to Enhanced Due Diligence (EDD), legal investigations, or compliance requirements under PMLA may incur a maintenance fee (0.5% per month, minimum ₹500, capped at 6% annually). Prolonged holds may increase costs, and unresolved issues may lead to forfeiture. This fee is intended to cover the Platform’s ongoing administrative, monitoring, reporting, storage, and security costs incurred in managing such funds during the hold period. The maintenance fee is not punitive in nature but reflects SunCrypto’s continuing obligations to ensure lawful and secure handling of the held assets.

6. Reporting Irregularities: You are required to report any irregularities or discrepancies in transactions made through the SunCrypto Platform in writing within 15 days of the relevant transaction date. Failure to report within this period will be deemed as acceptance of the transaction as accurate. All records maintained by the SunCrypto Platform, whether in electronic or documentary form, of your instructions and other transaction details, including payments made or received, shall be deemed conclusive evidence of such instructions and details in the event of any dispute.

TAXATION & RELATED LIABILITY

1. Tax Responsibility: As a user of the SunCrypto Platform and its services, you are solely responsible for determining, collecting, reporting, and submitting any applicable taxes arising from payments made or cryptocurrencies received in connection with the use of the SunCrypto Platform to the relevant tax authorities in India or any other applicable jurisdiction. The SunCrypto Platform assumes no responsibility for identifying whether taxes are applicable to your transactions or cryptocurrencies held in the SunCrypto Platform’s Crypto Custody Wallet, nor for collecting, reporting, or remitting any taxes resulting from any transactions carried out on the Platform or through its Services.

2. Tax Deductions: The SunCrypto Platform reserves the right to deduct any applicable taxes from the executed transaction in compliance with the Income Tax Act, 1961, or any other applicable tax laws. Such deductions may be made at the time of executing the transaction or at any other point in accordance with the requirements of relevant tax authorities.

3. Additional Taxes and Fees: In addition to the commission or service fee charged by the SunCrypto Platform on executed trades, you are required to pay any applicable indirect taxes (such as GST) on transactions carried out on the Platform. The total price communicated to you on the SunCrypto Platform prior to confirming the execution of a trade will include the SunCrypto Platform’s commission/fee, any network and third-party fees, and any applicable taxes.

Disclaimer: You agree that you have read our Risk Disclosure and understand the same and will use the Services & Platform judiciously. You further agree that you will not take any additional risk that is beyond reasonable risk for you. There may be additional risks beyond those identified in the Risk Disclosure and in the Terms. You are responsible for conducting your own due diligence and familiarizing yourself with potential risks. Suncrypto is not liable in case any such risk (whether identified here or otherwise) crystallizes and results in any losses.

KEY SERVICES AND TERMS - WALLET SERVICES

GENERAL WALLET SERVICES

Upon activation of your User Account, an INR Balance and a Digital Asset Wallet arecreated to enable transactions. You must maintain the required minimumbalances beforeinitiating any order or transaction. You are solely responsible for all Wallet transactions, including disclosing the proper source and destination of Assets. Your Assets maybepooled with those of other Users for custody purposes; however, ownership of Assetsineach User’s Wallet remains with the respective User. Delays in the transfer or reflection of assets due to banking channels, blockchain networks, or systemissues shall not bedeemed a profit or loss to you.

INR BALANCE-WALLET SERVICES

Your INR Balance is provided to hold Fiat Currency exclusively for use on the Platform. Proceeds from selling Digital Assets are credited to your INR Balance after deduction of applicable taxes, fees, and charges. With respect to your INR Balance, SunCrypto acts as your appointed agent for receipt of payments. The INR stored is non-interest bearing, held in trust or as advance funds solely to facilitate Platform transactions. To acquire digital assets using Fiat Currency, you must first transfer funds from your Linked Bank Account to your INR Balance. Withdrawal of funds from your INR Balance may only be made to your Linked Bank Account via a formal request through the Platform, and may be subject to banking delays.

If funds are received from a non-linked bank account, no credit will be given to the user’s INR wallet. Such funds shall remain on hold until the User initiates a refund request. SunCrypto will make its best efforts to process the refund; however, once the refund is initiated, SunCrypto shall not be responsible for ensuring credit of the refund to the user’s source account.

DIGITAL ASSET WALLET

Your Digital Asset Wallet allows you to store and transact in supported Digital Assets. Wallet services are provided by third-party custody providers governed by their own terms, policies, and data security norms; SunCrypto is not liable for losses resulting from any fault or malfunction of such providers. Digital Assets in your Wallet may be exchanged for other supported Digital Assets, with proceeds credited back to your Wallet. Withdrawals may only be permitted, subject to SunCrypto’s diligence, to External Wallets owned and operated by you; transfers to third-party wallets require our prior written approval. You may be required to provide supporting documentation (including proof of ownership) for transfers, and you authorize SunCrypto, as your agent, to obtain credit information from credit bureaus where necessary under Applicable Law. You are solely responsible for ensuring compliance with these Terms and Applicable Law for all transactions involving External Wallets. Attempting to transfer unsupported Digital Assets may result in loss, for which SunCrypto accepts no liability.

You remain the owner of all Digital Assets in your Wallet, whether deposited by you, acquired on the Platform, or otherwise. Such Assets are not recorded in SunCrypto’s books as its property. However, to enable Platform functionality, SunCrypto may act as custodian of your Digital Assets and execute trades or transfers strictly as per your instructions. Digital Assets are not Fiat Currency and cannot be used as such.

USER FUNDS

SunCrypto may, in the ordinary course of business, utilize User Funds solely for the purpose of converting such funds into Digital Tokens to facilitate buying or selling of Crypto through Partner Channel Desks or Crypto Exchanges. At no point shall User Funds be diverted for treasury or proprietary purposes.

Transfers to the User’s Futures Wallet are permitted only in INR from the user’s Fiat Wallet, with no transfers allowed from any other source. Correspondingly, transfers from the User’s Futures Wallet are permitted solely in INR to the User’s Fiat Wallet, with no withdrawals allowed to any other destination.

BUYING AND SELLING OF DIGITAL ASSETS / INSTANT BUY / SPOT

These terms govern the purchase and sale of Digital Assets on SunCrypto’s application, including through features such as Spot and Systematic Investment Plans (SIP), etc.

Users may

• (i) buy/acquire Digital Assets by deducting INR from their balance or by exchanging existing Digital Assets from their Wallet, and
• (ii) sell Digital Assets held in their Wallet in exchange for INR (credited to their INR Balance) or for other DigitalAssets (credited to their Wallet).
• iii. To provide the best execution, SunCrypto may place corresponding orders on third-party exchanges, and by placing an order, you expressly authorize us (and our Partner Entities) to do so and to deduct applicable service fees.
• iv. You must maintain sufficient balances to complete a transaction, failing which the order may be rejected;
• v. Assets may be locked until the order is matched, cancelled, or expires, and all orders remain subject to SunCrypto’s execution mechanisms.

Orders are final, unconditional, irreversible, and non-refundable once executed (fully or partially), and cannot be modified or cancelled by you or any third party. Once a transaction is initiated by you, the said transaction is absolute and unconditional. You cannot seek or claim or demand a refund or reversal for any reason whatsoever, nor can it be cancelled, modified or reversed by us or anyone else upon your/a third-party request. SunCrypto may, at its sole discretion, cancel or correct orders affected by technical issues, downtime, or violations of terms, and may refuse or reject any order without liability for resulting losses. Execution and settlement may experience delays based on prevailing market activity.

FUTURES TRADING

These terms apply to SunCrypto “Futures” product, which eligible Users may access through a dedicated Futures Wallet. Assets may only be transferred into or out of the Futures Wallet from permitted wallets on the Platform. Futures trading is subject to margin sets by SunCrypto, and Users must maintain sufficient balances to initiate and sustain positions, failing which positions may be liquidated and a liquidation fee imposed. Users may place Limit Orders (execution not guaranteed) or Market Orders (executed immediately at prevailing market prices), with all orders executed at SunCrypto’s discretion through third-party exchanges acting on the User’s behalf. Orders, once executed, are final, irrevocable, and non-refundable, except in cases where SunCrypto determines, at its sole discretion, that an order does not reflect fair market value due to technical error. SunCrypto may, but is not obligated to, issue margin calls, and Users remain solely responsible for monitoring their positions. Users acknowledgethat incase of trading of perpetual contracts, periodic payments known as ‘funding fees’ will take place, which are either paid to you or owed by you based on the difference between the spot price and the contract price. The transfer of the funding fee brings the price of the perpetual contract back to the spot. Notwithstanding the foregoing, in the event we determine, at our sole discretion, that as a result of a technical issue an executed order did not reflect the fair market value for the applicable Digital Asset or Futures contract, we may cancel or correct such order. SunCrypto reserves the right to cancel or refuse orders placed during downtime or in violation of terms.

Orders initiated by you are final, irreversible, non-refundable and non-cancellable to the extent such orders are executed whether fully or partially. Depending on our operational mechanics from time to time, we may permit Limit Orders to be cancelled or amended until the point of execution. As a general rule, once a transaction is initiated by you, the said transaction is absolute and unconditional. You cannot seek or claim or demand a refund or reversal for any reason whatsoever, nor can it be cancelled, modified or reversed by us/anyone else upon your/a third party’s request. We reserve the right to cancel/negate any orders if such orders are placed during scheduled or unscheduled downtime or violate any terms. We reserve the right at our sole discretion whether or not to accept any order or instruction, and we are not responsible for any losses incurred as a result of our decision to cancel or refuse an order placed by you.

You are responsible for monitoring your Futures Wallet and Assets. Any failure to satisfy a margin call or to maintain sufficient margins may lead to your positions being subject to liquidation. Upon liquidation, you shall also be subjected to a liquidation fee, and you may risk losing your margin component. SunCrypto shall have no liability to you or any third party in connection with any failure by you in this connection. You agree that we are under no obligation to liquidate your Assets or send margin calls, and you shall not hold us liable for any delays in this regard.

By using the Futures product, you are creating, in favor of SunCrypto, a continuing first priority security interest in, lien on and right of set-off against all of your right, title and interest, present or future, over your balances, contracts, proceeds, accounts, Assets, Futures Wallet, INR Balance and Digital Assets Wallet (“Collateral”) to secure payments to be made by you and to discharge all of your obligations to SunCrypto. You represent, warrant and undertake that the Collateral is and shall be free and clear of all prior liens, claims and encumbrances except in favor of SunCrypto. You shall execute any documents and take such actions as may be requested by SunCrypto in connection with the perfection, preservation and enforcement of SunCrypto ’s security interest over the collateral. SunCrypto shall be entitled to invoke security interest and appropriate the collateral if and to the extent any amounts are due from you.

We may require you to top up some Assets as margin with us for availing the Futures Services. We may set off or sell the margin against any dues owed by you to us or to any other person pursuant to your use of the Services. We may determine the value of such margin in our sole discretion and have the right to utilize such Assets as appropriate (and have exclusive right over any interest paid on such Assets), subject to Applicable Laws. You shall ensure that at all times, the value of the margin is above any thresholds prescribed by us, and in case of any shortfall, you shall replenish the same. If due to market volatility, the collective margin of Users is less than required, we may suspend trading without any notice, and we are not liable for any losses caused due to such suspension.

You shall indemnify us against all losses arising from failures or delays in any fund transfers while using the Futures service, including in case of bank delays or any technical issue at our end that may lead to the delay of the fulfillment of an order and the resultant change in the value at which the order is placed.

OVER-THE-COUNTER (OTC) DESK TERMS

These terms govern the use of the over-the-counter (“OTC”) desk available on SunCrypto’s online platforms (“OTC Desk”) and must be read in conjunction with the Key Terms for Certain Products and Services.

Opt-In Service

The OTC Desk is an optional product that allows Users to access private and personalized support from professional trading brokers and/or OTC Desk managers for executing large trades. OTC trades are buy/sell orders executed directly on or outside an exchange’s order book, with deposits and withdrawals made directly through or to your designated wallet. Users may purchase or sell certain Digital Assets and/or fiat currency in exchange for another Digital Asset.

Order Fulfilment

To provide you with the most competitive execution, SunCrypto may place corresponding orders with third parties. By using the OTC Desk, you expressly authorize and instruct SunCrypto to do so in order to fulfill your trades with the best available options.

KYC and Account Setup

OTC Desk access requires additional Know-Your-Customer (KYC) verification. Upon successful completion, SunCrypto may establish an OTC Desk account for you and enable direct communication through secure channels such as WhatsApp or Telegram.

Trading Limits and Availability

OTC Desk trades are subject to minimum and maximum transaction limits, determined at SunCrypto’s sole discretion and communicated to you from time to time. Services may be restricted to certain identified markets and specific Digital Assets.

Execution and Discretion

OTC Desk transactions will be executed only after discussions with the OTC Desk team regarding price, quantity, and other requirements. User eligibility and participation in OTC Desk services remain subject to SunCrypto’s sole discretion.

Service Limitations

SunCrypto is not liable for delays, errors, or interruptions in OTC Desk services, including delays in the transfer of Digital Assets or fiat currency to and from the User’s wallet or INR balance, where such delays arise from the User, the User’s bank or service provider, internet connectivity issues, or third-party systems outside SunCrypto’s control.

TERMINATION & SUSPENSION

1. Termination by User: You may terminate your agreement with the SunCrypto Platform at any time, provided that you have settled any pending transactions, withdrawn any Indian Rupees (INR) balance from your SunCrypto Platform account, and sold any cryptocurrency held in the Platform’s Crypto Custody Wallet. The SunCrypto Platform shall not be liable for any losses incurred if you fail to complete these actions prior to terminating your account.

2. Closing Your Account: You may close your SunCrypto Platform account by selecting the relevant option on the Platform or by sending an email to help@suncrypto.in

3. Termination or Restriction by SunCrypto: The SunCrypto Platform reserves the right to, at its sole discretion, restrict or terminate your access to the Platform and/or Services, including suspending or terminating the Service, blocking access to your SunCrypto Platform account and Crypto Custody Wallet, removing hosted content, and taking technical or legal actions to prevent further use of the Platform if it reasonably perceives that you are causing any issues, infringing on intellectual property rights, or acting in violation of these Terms of Use or applicable laws. The SunCrypto Platform is not obligated to notify you of such actions and may do so in compliance with instructions from law enforcement, judicial, or governmental authorities.

4. Grounds for Termination: The SunCrypto Platform may initiate the above actions at its sole discretion for any reason, including but not limited to attempts to gain unauthorized access to the Platform, illegal activities, violation of these Terms of Use or the Privacy Policy, failure to pay or fraudulent payment for transactions, unexpected operational difficulties, or at the request of law enforcement or other governmental authorities.

5. Suspension or Termination Without Cause: The SunCrypto Platform may suspend, restrict, or terminate your User account or access to the Services/Platform at any time, for any reason, or without any reason, at its sole discretion.

6. Suspension Due to Fraud or Legal Violations: If your account is suspended or terminated due to fraud, illegal activity, or a violation of these terms or applicable law, any remaining balance in your SunCrypto Platform account or Crypto Custody Wallet may be frozen or confiscated and delivered to the appropriate governmental, law enforcement, or other authorities, where applicable.

7. Service Suspension or Modification: The SunCrypto Platform may suspend, withdraw, discontinue, or modify all or any part of its Services, including your User account and/or crypto. Custody Wallet, without prior notice. The SunCrypto Platform shall not be liable for any losses arising from the unavailability of any Service or platform or any part thereof at any time or for any period.

8. Suspension for Non-Compliance: The SunCrypto Platform may disable your access to your account or any part of the Platform, or suspend the provision of Services, at anytime, if it reasonably believes that you have failed to comply with these terms or applicable laws.

9. Suspension Due to Force Majeure or Legal Changes: The SunCrypto Platform may suspend your account or any of its services due to unforeseen circumstances, changes in law, force majeure events, maintenance, or for any other reason deemed appropriate at its sole discretion. You acknowledge that in such cases, your access to funds, cryptocurrencies, your SunCrypto Platform account, or services may be limited, restricted, or suspended partially or fully. The SunCrypto Platform shall not be liable for any liabilities or obligations arising from such events.

10. Suspension for Fraudulent Activity: Upon verification, the SunCrypto Platform may block, suspend, or close your access to the Crypto Custody Wallet or any aspect of the Platform if it receives information indicating fraudulent, misleading, or suspicious activity, or any violation of these Terms. The SunCrypto Platform will not be liable for any inconvenience, damages, or losses caused to you in such circumstances.

11. Suspension for Business or Security Reasons: At any time, the SunCrypto Platform may restrict, terminate, or suspend your access to the Crypto Custody Wallet or fiatcurrency facilities without prior notice if it reasonably believes such action is necessary for business, operational, or security reasons, or as required by applicable law.

12. Post-Termination Consequences: Upon termination of this Agreement, the rendering of the Services shall immediately cease. You will no longer have access to the SunCrypto Platform or any related services. However, the SunCrypto Platform will continue to retain your information and data in accordance with its Privacy Policy for purposes of legal compliance, audits, and record-keeping.

RISKS AND DISCLAIMERS

1. Risk Disclosure: The use of the SunCrypto Platform and its associated services may entail several risks, including but not limited to those detailed below.

2. Unregulated Nature of Crypto Products: Cryptocurrencies are unregulated and can be highly speculative and risky. Users should be aware that there may be no regulatory recourse in the event of a loss from cryptocurrency transactions. The Reserve Bank of India ("RBI") and the Government of India have issued multiple advisories and warnings cautioning users about the risks associated with cryptocurrencies. By accessing and using the SunCrypto Platform, users acknowledge and accept these risks and agree to use the platform subject to the advisories issued by the RBI and the Government of India, solely at their own risk.

3. Irreversibility of Crypto Transactions: Crypto transactions are irreversible. Once a transaction is initiated by you, it cannot be cancelled, modified, or reversed by the SunCrypto Platform upon your request. The values of cryptocurrencies are highly volatile and tend to fluctuate significantly. Therefore, there may be an increase or decrease in the value of the cryptocurrency you receive or transfer after initiating a transaction. Cryptocurrencies are subject to large swings in value and may even become worthless. You acknowledge that there is an inherent risk of loss associated with buying, selling, or trading cryptocurrencies. The value of a cryptocurrency may change during or after a transaction, and under no circumstances will the SunCrypto platform be liable for such fluctuations or changes, whether they occur before, during, or after the transaction, including any applicable service fees.

4. Lack of Regulation and Legal Tender Status: Cryptocurrencies are not specifically regulated by any government, including India, and are not recognized as legal tender in India. They are not categorized as regulated investments, securities, commodities, or goods under Indian law and may be subject to risks not typically associated with other forms of investments. The legal status and regulatory framework surrounding cryptocurrencies in India remain ambiguous and are constantly evolving.

5. Decentralized Nature and Loss of Confidence: Cryptocurrencies rely on decentralized, peer-to-peer networks, which carry a risk of loss of confidence in crypto trading. Cryptocurrencies do not guarantee any assured returns, as their value is determined by a supply-and-demand-based economy model. The valuation of cryptocurrencies is subject to constant changes and fluctuations, and users should be aware that the value may not always align with their expectations.

6. Unforeseen Risks: There may be additional risks associated with the use of cryptocurrencies and the SunCrypto Platform that have not been anticipated or identified in these Terms of Use. The list of risks provided is not exhaustive, and users should exercise caution and conduct their own research.

7. Financial and Risk Assessment: You should carefully assess whether your financial situation and risk tolerance are suitable for buying, selling, or trading cryptocurrencies. Engaging in such activities may not be appropriate for all users, and you should ensure that you fully understand the risks involved.

8. Liability Disclaimer: The SunCrypto Platform is not responsible for the outcome, whether positive or negative, of any actions performed by users within or related to the use of the cryptocurrencies, the SunCrypto Platform, or its services. Users are solely responsible for their actions and decisions in relation to cryptocurrency transactions.

9. No Assumption of High Earnings: Users are advised not to buy, sell, or trade cryptocurrencies with the assumption of high earnings or profits. The value and performance of cryptocurrencies are inherently volatile, and past performance is not an indicator of future results. You acknowledge that you understand this risk and will not base any investment decisions on the expectation of guaranteed returns or profits.

By using the SunCrypto Platform, you acknowledge that you have read, understood, and accepted the risks associated with cryptocurrency transactions, as outlined in these Terms of Use and the Risk Disclosure document.

DISCLAIMER & WARRANTY

• 1. DISCLAIMER OF WARRANTIES AND LIMITATION OF LIABILITY

• a. "AS-IS" AND "AS-AVAILABLE" BASIS: The SunCrypto Platform, Services, Materials, and any other information or services provided by the SunCrypto Platform are provided on an "as-is" and "as-available" basis, without any express or implied warranty or indemnity of any kind, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. The SunCrypto Platform, its affiliates, and their respective directors, partners, officers, employees, agents, and third parties shall not be liable for any loss of VDAs, revenue, profits, funds, fiat currency balances, assets, or data, or for any direct or indirect damages arising from the use or attempted use of theSunCrypto Platform, Services, Materials, or any information provided by the SunCrypto Platform. The SunCrypto Platform disclaims all liability for any acts or omissions of any party in relation to the use of or reliance upon the SunCrypto Platform, Services, Materials, or any other information, including, but not limited to, inaccuracies or interruptions in price data, errors, or delays in the transmission of price data. The SunCrypto Platform also does not guarantee that the use of the SunCrypto Platform or Services will always be available, uninterrupted, or error-free.
• b. RISK OF CYBER ATTACKS: Cryptocurrencies, including those stored on the SunCrypto Platform, may be targeted by hackers or malicious groups or organizations. Such attacks may attempt to interfere with the VDAs and/or the sale or purchase of VDAs or steal the VDAs in various ways, including but not limited to malware attacks, distributed denial of service (DDoS) attacks, consensus-based attacks, sybil attacks, phishing, smurfing, and hacking. The SunCrypto Platform, Services, Materials, and/or third-party service providers may be subject to such attacks. The SunCrypto Platform, its affiliates, and their respective directors, partners, officers, employees, agents, and third parties shall not be liable to you or any third party for such attacks or losses.
• c. REGULATORY RISKS: You acknowledge that new regulations addressing blockchain technology, VDAs, crypto exchanges, crypto exchange aggregators (such as the SunCrypto Platform), and related services may be introduced, or existing regulations may be modified. Such changes could prohibit, prevent, restrict, or otherwise negatively affect the SunCrypto Platform, Services, Materials, or any information provided by the SunCrypto Platform, and/or your use of the SunCrypto Platform, Services, or Materials. This may include a total loss of Indian Rupees (INR) and/or VDAs held on the SunCrypto Platform, including those stored with third parties. The SunCrypto Platform, its affiliates, and their respective directors, partners, officers, employees, agents, and third parties will not be liable or responsible for any such losses.
• d. SUNCRYPTO AS AGENT: The SunCrypto Platform acts solely as the duly appointed agent of the User for the payment transactions to which the User is entitled but does not operate as a payment system. By using the Services, the User appoints the SunCrypto Platform as its agent for the purpose of executing relevant transactions.

• 2. LIMITATION OF LIABILITY

• a. EXCLUSION OF LIABILITY FOR LOSSES: Regardless of anything stated in these Terms, both parties agree that the SunCrypto Platform and its affiliates, officers, partners, directors, agents, employees, third parties, and suppliers shall not be liable for any lost revenue, receipts, profits, lost opportunities, loss of fiat currency, data, or VDAs, or any direct, incidental, special, consequential, or punitive damages related to the use of the SunCrypto Platform, Services, Materials, or these Terms of Use. This includes, without limitation, any damages arising from interruptions or errors in service, hacking incidents, loss of business, data, or profits, or any other losses (collectively referred to as "Losses"). You hereby release the SunCrypto Platform and its affiliates, officers, partners, directors, agents, employees, third parties, and suppliers from liability for any and all losses. This limitation of liability shall apply even if the SunCrypto Platform has been advised of the possibility of such losses and damages, and regardless of the success or effectiveness of other remedies.
• b. AGGREGATE LIABILITY CAP: Notwithstanding anything to the contrary in these Terms or any other agreement, the combined aggregate liability of the SunCrypto Platform for any Loss shall not exceed the sum of INR 100/- (Rupees One Hundred Only). This limitation shall apply regardless of the cause of action (whether in contract, tort, orotherwise) and irrespective of the type of damages (whether direct, incidental, special, consequential, or otherwise).

Disclaimer: In the event of any technical glitch, malfunction, or disruption affecting any trading activity, including but not limited to futures, spot, or other types of trades, the Company shall not be held liable for any losses, costs, damages, or other financial consequences incurred by the user, whether direct or indirect, arising from such technical issues.

You assume the entire risk associated with your usage of the Platform/Services (including the risks set out in Risk Disclosure), and we are not liable for any losses arising on account of third-party actions, market circumstances, events outside our control, or the materialization of any risks (whether disclaimed in the Terms or otherwise).

• 3. FORCE MAJEURE

We shall not be liable to you or to any third party for any loss, damage, delay, failure, orinability to perform, in whole or in part, directly or indirectly, caused by or resulting from a Force Majeure Event. A Force Majeure Event refers to any event, circumstance, or cause beyond the direct, actual, and reasonable control of SunCrypto (including events affecting our affiliates, service providers, or Partner Entities), whether foreseen or unforeseen. Such events include, without limitation: acts of God; labour disputes or industrial disturbances; power, utility, telecommunications, internet or network outages; hardware or software failures; cyber-attacks, hacks, exploits, denial-of-service or other malicious acts; bugs, vulnerabilities, or malfunctions in software, smart contracts, or protocols; disruptions or changes in blockchain networks / related protocol or consensus mechanisms; delays or failures of third-party service providers, custodians, exchanges, or payment processors; insolvency or default of third parties; natural disasters; floods, fires, or storms; blockades, embargoes, riots, civil commotion, or acts of terrorism; war, conflict, or hostilities; epidemics, pandemics, or public health emergencies; government restrictions, sanctions, acts, regulations, or changes in Applicable Law; technological changes or obsolescence; fraud or security breaches; materialisation of risks inherent in digital assets as described herein; or any other event, circumstance, or cause of a similar nature beyond our reasonable control, or any actions or in actions of third parties and/or events experienced by third parties (e.g., bankruptcy of service providers information security attacks, bugs or system issues, and fraud conducted by third parties), crystallization of risks and disclaimers highlighted in the Terms, and such other similar events. In the event of a Force Majeure Event, our obligations shall be deemed suspended for the durationof suchevent, and we reserve the right to delay, suspend, or cancel any affected services or transactions without liability.

• 4. THIRD-PARTY PROVIDERS

You acknowledge and agree that the SunCrypto Platform may rely on third-party service providers for the operation of the Platform or provision of Services. The SunCryptoPlatform shall not be liable to you for any suspension, halt, or interruption of the SunCryptoPlatform or Services, or the failure to execute transactions on the SunCryptoPlatform arising from the failure or interruption of such third-party service providers. This includes any disruption or errors caused by third parties in connection with the operation of the SunCrypto Platform.

• 5. USER RESPONSIBILITY FOR RISKS

You accept full responsibility for any risks and liabilities related to the SunCryptoPlatform, including, but not limited to, disruptions or delays due to force majeure events, third-party failures, or events that are beyond the reasonable control of the SunCryptoPlatform. You agree that the SunCrypto Platform shall not be held liable for anysuspension, halt, interruption, or other issues relating to the Services under thesecircumstances. By using the SunCrypto Platform and accepting these Terms, you acknowledge and agree to the exclusions, limitations, and disclaimers of liabilityset forthherein.

MISCELLANEOUS

REGULATORY LICENSE AND NO FINANCIAL/INVESTMENT ADVICE

1. The SunCrypto Platform and its Services do not provide investment or financial advice. While we may provide certain information regarding the value, range, and volatility of VDA's, or events that may have influenced their value through the SunCrypto Platform or on other social media channels, such information should not be construed or relied upon as investment or financial advice. The SunCrypto Platform expressly disclaims any liability for any loss or damage incurred by you in connection with any transaction involving the SunCrypto Platform or Services.

2. You acknowledge and agree that you are solely responsible for any buy, sell, or trade orders placed through your User's SunCrypto Platform Account. All such orders made by you are unsolicited and based solely on your independent research and decisions. You further acknowledge that you have not received, nor do you expect to receive, any investment advice from the SunCrypto Platform, its affiliates, or any other associated parties regarding your buy, sell, or trading orders. Your use of the SunCrypto Platform and its Services does not establish, nor shall it be constructed as establishing, any relationship involving the provision of investment or financial advice by the SunCrypto Platform or its affiliates.

3. The SunCrypto Platform and its Services are registered with the Financial Intelligence Unit - India (FIU-IND) under Registration No. VA00031314 as a Virtual Asset Service Provider (VASP), in compliance with the Prevention of Money Laundering Act, 2002 (PMLA) and the FIU-IND Guidelines on Anti-Money Laundering and Countering the Financing of Terrorism, 2023. No additional regulatory license or authorization is currently required for the SunCrypto Platform or Services under applicable Indian laws, to the best of our knowledge and belief. The SunCrypto Platform operates within the scope of its FIU-IND registration and does not provide services requiring licensing or regulation beyond these obligations.

ENTIRE UNDERSTANDING

These Terms of Use constitute the entire and complete agreement between the parties with respect to the subject matter hereof and supersede all prior or contemporaneous agreements, representations, warranties, understandings, or communications, whether written or oral, relating to the subject matter of these Terms. No amendments or modifications to these Terms shall be valid unless made in writing and signed by both parties, except as otherwise provided herein.

INDEMNITY AND EQUITABLE RELIEF

You acknowledge that any breach of these Terms may cause irreparable harm to SunCrypto and/or its partner entities, for which monetary damages may be inadequate. Accordingly, you consent to SunCrypto’s right to seek and obtain injunctive relief or other equitable remedies, without the need to post a bond or prove actual damages, in addition to any other remedies available under law, contract, or equity. If SunCrypto initiates legal proceedings against you due to your violation of these Terms, you agree to reimburse all reasonable attorneys’ fees and costs incurred, in addition to any relief granted by a court.

Without prejudice to the foregoing, and to the maximum extent permitted by applicable law, you agree to indemnify, defend, and hold harmless SunCrypto, its affiliates, officers, directors, employees, agents, partners, suppliers, and service providers (collectively, the “Indemnified Parties”) from and against any and all losses, liabilities, damages, costs, expenses (including legal fees on a full indemnity basis), claims, demands, penalties, fines, actions, or proceedings (whether direct, indirect, consequential, or incidental), arising out of or in connection with:

• 1. Your access to or use of the SunCrypto Platform or Services, including your account, custody wallet, or any related transactions;
• 2. Your breach of these Terms, the Privacy Policy, the Risk Disclosure, the Anti-MoneyLaundering (AML) Policy, or any other applicable policy or agreement;
• 3. Your negligence, misconduct, fraud, wilful default, or wilful misconduct;
• 4. Your violation of any Applicable Law or infringement of any third-party rights (including intellectual property rights); or
• 5. Any dispute, investigation, regulatory inquiry, or litigation caused by your acts or omissions.

This indemnification obligation is continuing in nature and shall survive the termination, suspension, or expiration of these Terms and your use of the SunCrypto Platform.

JURISDICTION AND APPLICABLE LAW

These Terms of Use shall be governed by and construed in accordance with the laws of India, without regard to its conflict of laws principles.

The parties hereby expressly agree to submit to the exclusive jurisdiction of the courts located in Jaipur, Rajasthan, India, for the resolution of any disputes, claims, or differences arising out of or in connection with these Terms of Use, and this submission to jurisdiction shall be irrevocable.

DISPUTE RESOLUTION

All Claims shall be resolved through final and binding arbitration. The parties agree to first attempt to resolve amicably any dispute, claim, or controversy arising out of or relating to this Agreement. In the event that such a dispute, claim, or controversy cannot be resolved within thirty (30) days from the date the dispute is raised, the dispute shall be referred to and resolved by arbitration, in accordance with the provisions of the Arbitration and Conciliation Act, 1996. The arbitral tribunal shall comprise a sole arbitrator jointly appointed by the parties. If the parties are unable to agree on a sole arbitrator, the tribunal shall comprise three arbitrators—each party shall appoint one arbitrator, and the two appointed arbitrators shall appoint the third. The arbitration shall be held in Jaipur, Rajasthan, and shall be conducted in the English language. The parties agree to abide by all decisions, awards, and orders rendered by the arbitrator(s). The arbitrator's awards shall be final and binding on both parties. Judgment upon the award rendered by the arbitrator(s) may be entered and enforced in any court having jurisdiction over the parties or the subject matter, as applicable.

This arbitration provision shall apply to all disputes, claims, or controversies arising out for in connection with the breach, termination, enforcement, interpretation, or validity of this Agreement, including the determination of the scope or applicability of this Agreement to arbitrate. You agree to maintain strict confidentiality regarding all aspects of any dispute or arbitration proceedings, including, without limitation, the arbitrator’s award and compliance there with, except where disclosure is required by law. This obligation does not prevent aparty from disclosing information to a court of law as necessary to enforce these Terms, execute an arbitration award, or seek injunctive or equitable relief. No person who has not created an Account or availed Services by registering a User Account in their own name shall have any right to enforce these Terms.

OBLIGATIONS TO COMPLY WITH LAW & ADDITIONAL DOCUMENTS

The User shall be responsible for ensuring full compliance with the terms and conditions set forth in these Terms of Use, as well as with all applicable laws and regulations. This includes, but is not limited to, executing and delivering any additional instruments, documents, or agreements, and taking any further actions that may be deemed necessary or appropriate to fully implement and enforce these Terms of Use.

TRANSFER OF RIGHTS AND OBLIGATIONS

You may not assign or transfer any rights or obligations accrued to you under these Terms or in connection with the Services, and any such attempted assignment or transfer shall benull and void. We may, at our sole discretion, assign, novate, or transfer any or all of our rights and obligations accrued under these Terms or arising from the provision of the Services to our subsidiaries, affiliates, or any other third party without restriction

UPDATES, AMENDMENTS AND SEVERABILITY

We may amend these Terms, with or without notice, by updating this page. You are encouraged to review the Terms periodically, as any changes will be binding on you. Continued use of the Services constitutes your acceptance of the revised Terms. If you disagree with any part of the Terms or their amendments, you must immediately cease using the Platforms and Services. The date of the latest revision is indicated at the top of this page. You are responsible for maintaining an active, valid, and deliverable email address with us and for regularly checking the Platform and these Terms for updates. If any provision of the Terms is found invalid or unenforceable, the remaining provisions shall remain infull force and effect, and the invalid or unenforceable portion shall be enforced to the maximum extent permitted by law.

BALANCING OF ACCOUNTS

If you owe us any amounts under these Terms or Applicable Law (including any liabilities or damages), we reserve the right to deduct such amounts from your Assets and/or withhold equivalent amounts from any Assets you transfer.

REMEDIES, WAIVERS, AND RELEASE OF CLAIMS

1. REMEDIES

• The rights and remedies of SunCrypto under these Terms are cumulative and may be exercised concurrently, successively, or independently of one another. The exercise of any single right or remedy shall not preclude the exercise of any other rights or remedies available under these Terms, in contract, at law, or in equity. All such rights and remedies are in addition to, and not in substitution for, any other rights or remedies that SunCrypto may have under applicable law.

2. WAIVERS

• No waiver of any provision of these Terms shall be valid or enforceable unless expressly made in writing and signed by SunCrypto. The failure or delay of either party to exercise any right, power, or remedy under these Terms, or to insist on strict compliance with any obligation, shall not constitute or be deemed a waiver of such right, power, or remedy.
• Similarly, the partial exercise of any right, power, or remedy shall not preclude any further or future exercise thereof. Nothing in these Terms shall be construed as a waiver of SunCrypto’s equitable rights, remedies, or any other rights and remedies available under applicable law.

3. RELEASE AND WAIVER OF CLAIMS

• To the maximum extent permitted by law, you hereby release, discharge, and hold harmless SunCrypto, its affiliates, group companies, subsidiaries, directors, officers, employees, agents, partners, licensors, and representatives (collectively, the “Released Parties”) from any and all claims, demands, liabilities, damages (whether actual, consequential, or otherwise), costs, and expenses (including reasonable attorneys’ fees and litigation costs) arising out of or in connection with your access to or use of the Platform, Services, Content, or Digital Assets.

You expressly waive any rights or benefits you may have under applicable statutes, regulations, or common law principles that would limit the scope of such release, including any provision that would otherwise restrict a general release to only those claims known or suspected to exist at the time of release.

If we do not enforce our rights against you, or if we delay in doing so, that will not mean that we have waived our rights against you and will not mean that you do not have to comply with those obligations.

Nothing contained in the Terms constitutes a waiver to our equitable rights and remedies and any other rights and remedies provided under Applicable Law.

DIGITAL CORRESPONDENCE

By accessing or using the SunCrypto Platform or Services, you consent to receive all communications from SunCrypto, including but not limited to agreements, notices, disclosures, updates, promotions, authentication requests, and other information (collectively, “Communications”) in electronic form.

SunCrypto may deliver such communications through various electronic means, including

• (a) posting on the Platform,
• (b) sending to your registered email address,
• (c) SMS, RCS, or WhatsApp messages, or
• (d) instant messaging services, push notifications, or any other electronic medium deemed appropriate.

You are solely responsible for ensuring that your contact information, including your email address and mobile number, is accurate, current, and updated at all times. If SunCrypto sends a Communication electronically but, for any reason, you do not receive it, such Communication will still be deemed delivered and binding upon you. Where an email or message is undeliverable, SunCrypto may, at its sole discretion, suspend or restrict youraccess to the Platform until you provide valid updated contact details.

All Communications provided electronically shall be deemed received by you and shall constitute effective, valid, and binding notice for all legal, contractual, and regulatorypurposes.

SUNCRYPTO VIP

These terms apply to the ‘SunCrypto VIP’ product available on the Online Platforms (“SunCrypto VIP”) and must be read together with the other Key Terms for Certain Products/Services. SunCrypto VIP offers certain benefits as may be notified from time to time to select Users who may qualify as SunCrypto VIP Users, in our sole discretion, and are enabled as “SunCrypto VIP Users by SunCrypto.” The benefits accrued under SunCrypto VIP may differ from case to case and are offered on a best-efforts basis.

Users who have created the User Account or are otherwise using the Platforms pursuant to certain special referral links or promotions (including those shared by or on platforms of key opinion leaders and/or influencers) will not be eligible to avail SunCrypto VIP benefits and may instead be offered, at our sole discretion, a single preferred fee rate applicable to their spot and futures transactions irrespective of trading volume.

API TRADING

These terms apply to the ‘API Trading’ product available on the Online Platforms (“API Trading” ), which permits certain Users to license application program interface software and market data from SunCrypto to perform various functions and can be used for Buy/Sell Digital Assets and Futures transactions.

API Trading is subject to the Terms along with the API License Terms and Conditions available on the Online Platform from time to time.

POST-TERMINATION PROVISIONS

Even after you stop using the Platform, you will remain responsible for any acts or omissions committed during your period of association with it.

SURVIVAL OF CLAUSES

Notwithstanding the termination, expiration, or suspension of your access to or use of the SunCrypto Platform or Services, any provisions of these Terms that by their nature are intended to survive shall continue in full force and effect. Such provisions include, without limitation, those relating to ownership and intellectual property rights, fees, taxes, disclaimers, indemnities, limitation of liability, risk disclosures, remedies and waivers, governing law, dispute resolution, assignment, communications, confidentiality, and this survival clause itself.

SET OFF

In the event that there are outstanding amounts owed to us by you hereunder or under Applicable Law (including any liabilities or damages), we reserve the right to debit thesame from your Assets and/or to withhold amounts from Assets you may transfer.

CONTACT

For general inquiries, complaints, and/or giving any feedback, please email us at help@suncrypto.in

GRIEVANCES/QUERIES

PROCESS FOR REPORTING SECURITY INCIDENTS

If you suspect that your User Account, device, wallet, or security credentials have been compromised or detect any unusual wallet activity or suspicious behavior (including fraud or cyber incidents) (“Security Incident”), you must promptly notify us at help@suncrypto.in and provide accurate, up-to-date information for the duration of the incident. To facilitate resolution, we may request your cooperation, including supplying relevant details and periodic updates. You are required to promptly comply with such requests and take all reasonable steps we specify to mitigate or manage the security incident. Suncrypto shall not be liable for any losses arising from a security incident caused by factors beyond our reasonable control. We will acknowledge within 48 hours and resolve within 30 days.

If you have any questions regarding these Terms of Use, your rights and obligations arising from them, your use of the SunCrypto Platform and the Services, or any other related matter, please contact our Grievance Officer at the following: Grievance Officer: Mr. Pramod Yadav [help@suncrypto.in]

For any inquiry from law enforcement, regulatory, or statutory agencies/authorities, please contact our Nodal Officer at the following: Nodal Officer [complianceofficer@suncrypto.in]

Risk Warning & Disclaimer: Crypto products and NFTs are unregulated and can be highly risky. There may be no regulatory recourse for any loss from such transactions. In the event that applicable laws were to change (including by way of a judicial or executive order) and render dealing, trading, holding, and/or storing VDAs to be invalid or illegal in India, these Terms shall stand automatically terminated with effect from the date of such invalidity/illegality without further notice or recourse available to the user. You represent and declare that you have full knowledge and disclosure of the current government and regulatory status with respect to VDAs in India and the risk involved in dealing with, or trading in, or storing the same. By accessing the SunCrypto Platform and/or the Services, You are deemed to have understood, agreed to and accepted the risks, losses, and costs with respect to the same including but not limited to total /complete loss / seizure of Your VDA's accounted for in the SunCrypto Platform’s Crypto Custody Wallet and/or your fiat balances.

Version 2.0

Last revised date: September 20, 2025

This agreement is an electronically generated record pursuant to Rule 3 of the Information Technology (Intermediary Guidelines and Digital Media Ethics Code) Rules, 2021 (as amended), and does not require a physical or digital signature.

The electronic platform, comprising the mobile application and website known as ‘SunCrypto’ and ‘ https://suncrypto.in,’ respectively and referred to as the "Platform" or "SunCrypto Platform," is owned and operated by Angelic Infotech Private Limited [hereinafter referred to as “Angelic Infotech Private Limited,” “Suncrypto,” “Company,” “We,” “Us,” or “Our” (which expression shall, unless repugnant to the context, include its successors and permitted assigns)]. [CIN no. U74999RJ2021PTC077075], a company incorporated under the Companies Act, 2013. These Trading Policies apply to the access and use of the Platform. The registered office of Angelic Infotech Private Limited is situated at Plot No C-26(D), RIICO Industrial Area, Malviya Nagar, Jaipur-302017 (Rajasthan, India).

By accessing or using the SunCrypto Platform, utilizing any of the Services provided through the Platform, or clicking "I agree" to these Terms of Use, you acknowledge and agree to comply with all the terms and conditions set forth in these Terms of Use (the "Terms"), in addition to our Privacy Policy, our Trading Policy, our Refund Policy, and our KYC and AML Policy (collectively, the "Policies") read along with the Risk Disclosure.

It shall be applicable to INR-Crypto/Crypto-INR Trading, Crypto-Crypto Trading, and Crypto Deposits for Futures Trading. Users accessing the Suncrypto Platform will be entering into a contract with Angelic Infotech Private Limited and the Terms of Use for INR/Crypto, Crypto/Crypto Trading, Crypto deposit/withdrawal and Futures Trading.

About Suncrypto

The SunCrypto Platform is an online cryptocurrency trading service that enables users to place buy and sell orders through integrated third-party exchanges and securely store transacted cryptocurrencies. It aggregates the latest market prices from various exchanges and executes transactions based on users' specific instructions via these third-party platforms.

SunCrypto also acts as a payment collection agent, handling payments for cryptocurrency transactions and holding users' Indian Rupee balances in trust within their SunCrypto accounts. Additionally, it holds users' purchased cryptocurrencies in trust but does not create or administer any cryptocurrency, serving solely as an intermediary.

The Platform operates as a service provider, transaction facilitator, information intermediary, and technology platform. By using SunCrypto, users are granted a limited, personal, non-exclusive, non-transferable, non-sublicensable, revocable right to access and use its services within India, in accordance with the Terms of Use.

Unless otherwise specified, all price data, content, designs, trademarks, and intellectual property displayed on the platform are owned by SunCrypto, its licensors, or third parties and are protected under applicable intellectual property laws. The platform may reference or link to external websites not controlled by SunCrypto, and the Company assumes no responsibility for their content, services, or practices. Access to such third-party sites is at the user’s own risk.

Effective as Part of the Terms of Use

By registering, accessing, browsing, signing up for, or using any services offered by Angelic Infotech Private Limited, whether as a guest or registered user, you confirm that you have read, understood, and agreed to abide by this Futures Trading Policy, which forms an integral part of the Company’s Terms of Use.

If you do not agree with any section of this Policy or the Terms of Use—Futures, or if you object to being legally bound by them, you must immediately discontinue the use of the Angelic Infotech Private Limited platform and its services.

Definitions and Interpretation

Unless the context requires otherwise, the following terms used in this Agreement shall have the meanings assigned to them below:

• 1. ‘AML Regulations’ refers to the Prevention of Money Laundering Act, 2002, along with all applicable rules and amendments enacted under it in India.
• 2. ‘AML Policy’ means the Anti-Money Laundering policies and compliance programs maintained by Suncrypto, accessible at kyc-and-aml-policy.
• 3. ‘Business Day’ refers to any day other than a Saturday, Sunday, or a public holiday observed in India.
• 4. ‘Suncrypto User Account’ means the account created by a User on the Suncrypto Platform for holding and managing funds and crypto assets.
• 5. ‘User Funds’ include all Indian Rupees (INR) and crypto assets held in a User’s Suncrypto User account, comprising:
• 6. (i) Crypto assets held in the Suncrypto User Account;
• 7. (ii) INR held in the User’s Fiat Wallet; and
• 8. (iii) INR and USDT held in the User’s Futures Wallet.
• 9. "Company" refers to "SunCrypto," and "SunCrypto Platform," "Ourselves," "Us," and "We" all refer to Angelic Infotech Private Limited, including its successors and assigns. ‘Competent Authority’ means any authority, whether under the State or Central Government, as notified from time to time.
• 10. ‘Crypto’ refers to cryptographically secured digital representations of value or contractual rights that use distributed ledger technology and can be transferred, stored, or traded electronically using the Platform, including, but not limited to, Bitcoin, Ether, and other similar digital assets.
• 11. ‘Fee Structure’ refers to the list of fees charged by Suncrypto for providing crypto trade-related services to the users, available at: fee-structure . ‘Force Majeure’ includes any cause or event beyond the reasonable control of Suncrypto, including but not limited to natural disasters, strikes, terrorist acts or threats, civil unrest, riots, war or preparations for war, fire, explosion, storms, floods, earthquakes, pandemics, cyberattacks (including viruses, hacking, denial-of-service, and ransomware), and any legal or regulatory changes imposed by courts or government authorities.
• 12. ‘Fork’ means when the blockchain of a crypto asset splits into two separate chains. This can result in two versions of the same coin—the original one and a new “forked” one. Forks can happen due to software upgrades, changes in consensus rules, or disagreements within a crypto community.
• 13. “Fiat Currency” shall mean ‘currency’ as defined under the Foreign Exchange Management Act, 1999
• 14. ‘Fiat Wallet’ means a digital ledger assigned to a user on the Suncrypto Platform representing the User’s INR holdings, which operates as a closed-loop system usable exclusively for transactions within the platform, except for Futures-related activities. ‘Funding Fee’ means periodic payments associated with Futures contracts, which may be credited to or debited from a User’s Futures Wallet depending on whether the User holds a long or short position and are calculated every time frame (see the Fee Structure for further details).
• 15. ‘Futures’ means perpetual futures contracts offered through the Suncrypto Platform, which are binding crypto asset derivative agreements. Users may trade and hold these contracts indefinitely, subject to maintaining the required margin levels. Perpetual contracts are adjusted through Fees to align with the underlying asset price
• 16. ‘Futures Wallet’ refers to a digital ledger assigned to a User for trading Futures on the Suncrypto Platform. Users may transfer:
• a. INR between the Futures Wallet and Fiat Wallet, and
• b. USDT between the Futures Wallet and their crypto asset balance
• 17. ‘Futures Trading Policy’ refers to the guidelines and rules governing Futures trading available at: https://suncrypto.in
• 18. “GST” means the goods and services tax, payable on the supply of goods and/or services under the Central Goods and Services Act, 2017 or under the allied goods and services tax legislation.
• 19. “INR” stands for Indian Rupees, the official currency of India.
• 20. “KYC” means "Know Your Customer" compliance requirements as prescribed under AML Regulations.
• 21. “Liquidation or Clearance Fees” means the fees charged by Suncrypto to a User in the event of forced liquidation, as detailed in the Futures Trading Policy.
• 22. “Party” refers to either You or Us, and "Parties" refers to You and Us collectively, as required by the context.
• 23. “Privacy Policy” refers to Suncrypto’s privacy guidelines for Indian users, available at: https://suncrypto.in and as amended from time to time.
• 24. “Registered Bank Account” means an Indian bank account verified and authenticated under Suncrypto’s KYC process, from or to which Users may deposit or withdraw funds via their Fiat Wallet. That bank account is represented by the User to be owned and operated by them and held with a Scheduled Commercial Bank (as defined in the Reserve Bank of India Act, 1934), as approved by us.
• 25. “Sanctions Lists” shall bear the meaning assigned to it under Applicable Laws and shall include, without limitation, any sanctions, exclusion, or restricted party lists issued or maintained by the United Nations (including its Security Council), the Reserve Bank of India (RBI) Circulars /Watchlists, the Central Bureau of Investigation (India) List, the Ministry of Home Affairs (India), the National Investigation Agency (India), the Financial Intelligence Unit—India, Interpol Notices, and the World Bank, among others.
• 26. ‘Trading Fee’ means the fee payable by Users for each transaction executed on the Suncrypto Platform, as outlined on: https://suncrypto.in, subject to change from time to time.
• 27. “Security Incident” refers to any suspected or confirmed compromise of a user’s account, device, wallet, or security credentials, including unauthorized access, fraud, or cyber-related activity.
• 28. ‘SunCrypto’ refers to the website and mobile applications owned and operated by Angelic Infotech Private Limited, designed to offer SunCrypto Services to its users as outlined in these Terms of Use. The term "SunCrypto Platform" collectively refers to the SunCrypto Android App, the iOS App (together, the "SunCrypto App"), the official website https://suncrypto.in ("SunCrypto Website"), the SunCrypto Futures Trading Platform, and all associated web properties under the suncrypto.in domain, including but not limited to developer tools, public APIs, and secure user authentication systems—whether currently available or introduced in the future.
• 29. "SunCrypto Services" means the range of services offered through the SunCrypto Platform from time to time, as detailed under these Terms of Use. By accessing or using the SunCrypto Platform and Services, you acknowledge and agree to be bound by these Terms of Use along with all applicable Policies.
• 30 ‘User / You / Your’ means any individual or entity registered on the Suncrypto Platform or availing services provided by Suncrypto, either directly or indirectly, including their successors, heirs, receivers, and permitted assigns.

Conditions for Creating and Maintaining a SunCrypto User Account

Eligibility

In order to access and use Suncrypto Services, users are required to create a SunCrypto Platform service by completing the Know Your Customer (KYC) process, as outlined by Suncrypto. Failure to comply with these KYC requirements will result in Suncrypto either declining the account registration or terminating any existing Suncrypto User Account.

1. By registering for a SunCrypto Platform services, You represent and warrant that: You are an individual who is at least 18 years of age and not a minor as per the Indian Majority Act, 1875; or

You are a legal entity possessing full legal capacity to enter into binding contracts in accordance with these Terms of Use and must be legally competent to enter into binding contracts under Indian law, possessing full legal capacity.

Each user is permitted to maintain only one SunCrypto Platform service. The creation or use of multiple accounts by the same individual or entity is strictly prohibited.

Suncrypto Services are exclusively available to residents of India. Individuals who are not Indian residents are not authorized to use Suncrypto Services.

Additionally, users located in, or residents or citizens of, countries or regions listed as high-risk or sanctioned by the Financial Action Task Force (FATF)—as detailed on their official website (FATF High-Risk Jurisdictions)—are strictly prohibited from using Suncrypto Services, either directly or indirectly. This list is subject to change based on updates from relevant authorities and Suncrypto’s internal compliance and risk management policies. users traveling to or temporarily located in any of these restricted jurisdictions must not attempt to access or use Suncrypto Services while present in such regions. You must also be an Indian citizen and resident as defined under the Citizenship Act, 1955 and the Foreign Exchange Management Act, 1999, and must be physically located in India while using the Platform or Services. If you do not meet these conditions, you are not permitted to access or use the SunCrypto Platform or its Services.

1. Restricted Users:

Entities, non-human users, individuals residing outside India, or anyone physically located in a restricted jurisdiction are strictly prohibited from using the SunCrypto Platform. You must also confirm that you are not listed on any trade or economic sanctions list, including the U.S. Treasury’s Office of Foreign Assets Control (OFAC) "Specially Designated Nationals" list or the U.S. Commerce Department's "Denied Persons List." Additionally, you must not be prohibited from using the SunCrypto Platform under any applicable Indian law.

2. Account Responsibility:

If you violate any of these conditions, SunCrypto reserves the right to limit, suspend, or terminate your access to the Platform and Services. You are solely responsible for ensuring compliance with all applicable laws and these Terms. Each user is allowed to maintain only one SunCrypto Account at any time. You must provide accurate, current, complete, and truthful information when registering. While you may delete your account at any time, SunCrypto may retain your information as required to comply with applicable legal and regulatory obligations or to cooperate with law enforcement.

3. Account Security:

You are fully responsible for maintaining the confidentiality of your User Account credentials, including your password, and for securing your device against unauthorized access. SunCrypto will not be held liable for any unauthorized activity or transactions carried out through your account. Any transaction initiated or authorized from your account will be considered to have been made by you, and SunCrypto bears no responsibility for such transactions.

Introduction

This Policy governs your access to and use of the Angelic Infotech Private Limited platform specifically for perpetual Futures trading and must be read together with the Terms of Use. The Company reserves the right to modify, amend, suspend, or discontinue any part of this Policy at its sole discretion and without prior notice. You are responsible for reviewing the Policy regularly, especially before placing any trades. The Company shall not be liable for any outcomes resulting from changes to this Policy.

Trading Parameters and Risk Management

The Company enforces strict trading parameters and risk management protocols to ensure responsible trading and minimize financial exposure. These include:

• 1. Position Limits: Caps on the maximum allowable position size per contract.
• 2. Leverage Controls: Defined leverage ratios to ensure adequate margin and prevent overexposure.
• 3. Stop-Loss Mechanisms: Predefined stop-loss triggers to limit potential losses.
• 4. Daily Loss Limits: A cap on the maximum permissible loss per trading day.
• 5. Capital Allocation: Distribution of trading capital based on risk assessments and historical trading performance.

Wallet Terms

Wallet Structure

When your User Account is active, you gain access to both a Fiat Wallet and a Futures Wallet. Futures trading requires maintaining a minimum balance, and orders may be rejected if they breach our Anti-Money Laundering (AML) Policy or regulatory directives.

Funding and Usage

• 1. Fiat Wallet: Can only be funded using INR from your registered bank account. The wallet is non-interest-bearing. If funds remain idle for over 11 months, the Company may convert them into a stable crypto asset at its discretion.
• 2. Futures Wallet: May be funded via INR (from your Fiat Wallet) or USDT from your crypto balance. Withdrawals can only be routed back to your Fiat Wallet.

Transfers and Compliance

• 1. Wallet transactions are subject to fraud monitoring and AML compliance. Suspicious transactions may be held, reversed, or delayed.
• 2. INR wallet-to-wallet transfers between users are prohibited.
• 3. Wallets are closed-loop and intended solely for platform trading; funds cannot be used for external payments.

Order Terms

• 1. Orders can be placed as Limit Market, StopLoss or Stoploss Limit orders. Sufficient funds must be available in your Futures Wallet at the time of order placement.
• 2. By placing an order, you authorize the Company to execute it and deduct applicable transaction fees along with applicable taxes.
• 3. The Company is not responsible for losses caused by incorrect order input. Orders that do not reflect fair market conditions due to technical faults may be canceled or amended.
• 4. Once executed, orders are final. Limit Orders can be modified or canceled only before execution.
• 5. Refunds will not be issued in cases involving incomplete documentation, suspected fraud, or breach of platform policies.
• 6. Prices on the platform are subject to real-time changes influenced by market conditions. Execution prices may differ from displayed prices.
• 7. The Company reserves the right to delay, reject, or investigate any transaction suspected of breaching legal, compliance, or internal policies.

Order Placement

To initiate Futures trading on the Suncrypto Platform, a User must first transfer funds into their Futures Wallet, either:

• (a) INR from their Fiat Wallet; and/or
• (b) USDT from their existing crypto asset balance.
• Users may place buy or sell orders for Futures contracts using either Limit Orders or Market Orders:

A Limit Order allows the User to specify the exact price at which they wish their order to be executed, irrespective of the prevailing market price at the time the order is placed.

A Market Order enables the User to execute the order immediately at the current market price displayed on the Suncrypto Platform at the time of placement.

Users are required to maintain a sufficient balance in their Futures Wallet prior to placing an order; orders may be rejected if this condition is not met. Withdrawals from the Futures Wallet are limited to transfers of INR or USDT back into the User’s Fiat Wallet.

Risk Warning

You acknowledge and accept that trading in crypto assets or Futures involves a significant level of risk to your capital. The value and exchange rates of crypto assets are highly volatile and may fluctuate unpredictably—increasing or decreasing at any moment. As a result, there is a substantial risk that you may incur losses when buying, selling, holding, or investing in crypto assets or Futures.

Trading in crypto assets or Futures may not be suitable for all investors. You are strongly advised to seek independent legal and financial advice if you are uncertain about the risks involved.

The integrity and security of crypto assets and related systems may be compromised by factors such as security breaches, regulatory changes, or shifts in government policies, any of which could impact the functionality, anonymity, and value of crypto assets. Participation in crypto asset or Futures trading carries the risk of a complete loss of your investment, whether due to the risks described in these Terms of Use or from unforeseen or unlisted risks beyond Suncrypto’s control.

By creating an account on the Suncrypto Platform, you confirm and represent that:

• A. You have thoroughly assessed your financial position and risk appetite and have obtained independent legal advice where necessary;
• B. You fully understand the risks associated with trading or transacting in crypto assets and Futures; and
• C. You voluntarily assume full responsibility for all risks arising from such trading activities, and Suncrypto shall not be held liable for any losses, damages, or adverse consequences, however described or categorized.

Additionally, actual or anticipated regulatory actions, investigations, or enhanced oversight of crypto asset businesses may negatively impact Suncrypto’s ability to offer certain services, or any part of them. Such regulatory developments may also restrict or limit your ability to access, use, transfer, withdraw, or exchange your user Funds on the Suncrypto Platform. You should be aware that trading in crypto assets or Futures could result in the total loss of your investment, whether due to the risks outlined above or other unforeseen risks not anticipated by Suncrypto.

The Company does not endorse, promote, or guarantee the advice or recommendations of any empanelled advisor featured on the platform. Trading digital assets involves substantial risks, including complete capital loss, and is suited only for those who fully understand these risks. The Company makes no representation regarding the reliability, accuracy, or completeness of information, tools, advice, or opinions shared on the platform. Users should perform independent research and exercise personal judgment before making any investment decision. Past performance does not guarantee future results.

Additionally, content from empanelled advisors, whether on the platform or external forums, represents their personal opinions and not those of the Company. Users rely on such content at their own risk.

No Investment or Suitability Advice

All trades are executed strictly per your instructions. The Company does not offer investment advice, nor does it assess the suitability of any trade for your financial situation. You are solely responsible for your trading decisions, outcomes, and tax obligations. Please consult independent professionals for financial, tax, or legal advice. Refer to the Risk Disclosure Document for more details.

Description of Suncrypto Services and Business Activities

Crypto Asset Exchange Service

The Crypto Asset Exchange Service is a platform-based service offered by Suncrypto, allowing users to trade crypto assets (crypto asset/fiat and crypto asset/crypto asset pairs) via the Suncrypto Platform. Through this service, users can post their buy and/or sell orders on the exchange, which Suncrypto facilitates by matching the corresponding buy and sell orders. The orders placed by users will remain active for a duration specified by Suncrypto, after which Suncrypto reserves the right to invalidate those orders. Trading fees along with applicable taxes shall apply to customers upon the execution of an order. Customers must maintain sufficient balances in INR or the relevant crypto asset, as applicable, to complete the trade.

Crypto Deposit

This service enables users to deposit and withdraw supported crypto assets on the Suncrypto Platform, subject to availability and permission. Suncrypto may update the list of supported crypto assets periodically, either adding new ones or ceasing support for certain assets. If a user attempts to deposit unsupported crypto assets or deposits crypto assets

• 1. To an incorrect or incompatible wallet address or
• 2. via an incompatible network, the user may lose those assets, as Suncrypto has no control over such actions.

Suncrypto will not be responsible for recovering such assets and has no further obligations regarding this matter.

Fees

• 1. Account creation and platform access are free.
• 2. Transaction fees along with applicable taxes shall apply as outlined in the platform’s published fee schedule.
• 3. Futures contracts may incur a periodic fee along with applicable taxes based on the difference between spot and contract prices.
• 4. Liquidation or clearance fees shall apply along with applicable taxes if a position is forcibly closed due to insufficient margin.
• 5. Deposits and withdrawals are subject to platform-defined fees and limits.
• 6. By using the platform, you authorize the deduction of applicable fees directly from your Wallets along with applicable taxes.

Futures

1.The Futures feature allows Users to:

• a. trade in crypto asset–INR Futures pairs (with the option for Suncrypto to demand delivery in accordance with these Terms of Use) in exchange for applicable charges along with applicable taxes, including a Trading Fee, Funding Fee, and/or Liquidation or Clearance Fee; and
• b. access any additional Futures-related products, services, or offerings introduced by Suncrypto from time to time.

When engaging in Futures transactions via the Suncrypto Platform, the User acknowledges that the contractual relationship is directly established with the Company.

2. Margin Calls:

• The Suncrypto Platform may, at its discretion, issue margin calls to Users, although it is not obligated to do so. Users are solely responsible for monitoring their Futures Wallet and ensuring that sufficient margin is maintained at all times to meet the applicable margin requirements, particularly during periods of heightened market volatility.
• Failure to maintain the required margin or respond to a margin call may result in the automatic liquidation of the User’s positions, along with the imposition of applicable Liquidation or Clearance Fees along with applicable taxes. Suncrypto shall not be held liable to the User or any third party for any loss or consequence resulting from a User’s failure to maintain sufficient margin.

3. Funding Fees:

When entering into a Futures contract via the Suncrypto Platform, the User will be subject to Funding Fees along with applicable taxes. By proceeding with Futures trading, the User confirms that they have read, understood, and accepted the terms outlined in both the Futures Trading Policy read with Risk Disclosure clause.

Service and Trading Fees

• 1. Trading Fees: When using the SunCrypto Platform to buy or sell cryptocurrencies, you acknowledge that you will be required to pay a fee along with applicable taxes, which includes the actual exchange fee paid to third-party cryptocurrency exchanges and a service fee for using the SunCrypto Platform. These fees may change from time to time, and such changes will be indicated on the SunCrypto Platform.
• 2. Current Fee Structure: Current fee structure is mentioned on Suncrypto’s website under the Fee Structure column fee-structure applicable on the transaction amount is subject to applicable GST, which includes the fee paid by SunCrypto to the third-party exchanges for executing trades on behalf of the user. The SunCrypto Platform reserves the right to offer discounts or modify the fee structure at its sole discretion.
• 3. Additional Trading Fees: Transactions involving fiat currency, including but not limited to those made via credit card, debit card, net banking, or other payment methods, may attract additional trading fees along with applicable taxes. Similarly, transfers and withdrawals of cryptocurrencies or fiat currency may also be subject to trading fees along with applicable taxes, as determined by the relevant payment method or exchange.
• 4. Liquidation or Clearance fees apply if a position is forcibly closed due to insufficient margin.
• 5. Issuance of Contract Note: Upon the completion of a trade on your instructions, the SunCrypto Platform will issue a comprehensive Contract Note, which will include details of the transaction, such as the price of the cryptocurrency, transaction type, quantity, Tax Deducted at Source (TDS) (if applicable), and the final amount of the transaction as per the Fee Structure fee-structure . For your information, the price of the cryptocurrency listed on the SunCrypto Platform is exclusive of the platform’s service fee along with applicable taxes.
• 6. Reporting Irregularities: You are required to report any irregularities or discrepancies in transactions made through the SunCrypto Platform in writing within 15 days of the relevant transaction date. Failure to report within this period will be deemed as acceptance of the transaction as accurate. All records maintained by the SunCrypto Platform, whether in electronic or documentary form, of your instructions and other transaction details, including payments made or received, shall be deemed conclusive evidence of such instructions and details in the event of any dispute.

Account Registration and Usage

You are required to register and open a Suncrypto User Account to access the Suncrypto Platform and its services. You must maintain the confidentiality of your Suncrypto User Account credentials and must not disclose them to any third party. Any activity conducted through your Suncrypto User Account will be deemed to have been performed by you, and you bear full responsibility for all actions carried out under your account on the Suncrypto Platform.

Upon successful registration, and in accordance with the prescribed process, your Suncrypto User Account will enable you to purchase, transfer, receive, and store supported crypto assets on the Suncrypto Platform. Certain transactions may require you to maintain a minimum balance of user Funds in your account before initiation.

Suncrypto reserves the right to decline or refuse the execution of any order or transaction that violates the AML Policy or fails to comply with directions issued by relevant enforcement authorities.

All trades executed via the Suncrypto Platform are subject to applicable Trading Fees, and Liquidation or Clearance Fees along with applicable taxes. Withdrawal of fiat currency from your account is permitted within defined limitations. Complete details of these fees and limitations are available at https://suncrypto.in

Suncrypto endeavors to ensure the accuracy of the information provided on its Platform. However, it does not guarantee the completeness, reliability, suitability, performance, or fitness for any particular purpose of the information and shall not be liable for any direct or indirect loss or damage arising from your reliance on such content. Content on the Suncrypto Platform is subject to change without prior notice and is intended solely to assist Users in making informed and independent decisions.

All Users acknowledge and accept the inherent risks associated with transacting with other Users on the Suncrypto Platform. Suncrypto encourages its users to exercise caution, perform due diligence, and engage in responsible trading practices within their financial capacity. Although Suncrypto places significant emphasis on securing its online interface to safeguard the continuity and integrity of its services, the Platform shall not be held responsible for service interruptions or damages resulting from events beyond its control — including but not limited to natural disasters, Force Majeure events, targeted cyberattacks, terrorist activities, or other unforeseen circumstances.

Suncrypto reserves the right, at its sole discretion and without any obligation, to cancel, reverse, or block any transaction on the Suncrypto Platform in cases of abnormal activity or to ensure compliance with its internal AML Policy.

IMPORTANT

SUNCRYPTO WILL NEVER REQUEST YOUR PASSWORD OR PIN EXCEPT WHEN YOU ARE ACTIVELY LOGGING INTO THE SUNCRYPTO PLATFORM OR USING ITS SERVICES. SUNCRYPTO WILL ALSO NEVER ASK YOU TO TRANSFER FUNDS TO ASSETS THAT ARE NOT LISTED ON ITS FUTURES TRADING PLATFORM.

By using the Suncrypto Platform and its services, you confirm that all personal and transactional information you have provided is true, accurate, and complete. You acknowledge and understand that crypto networks are governed by underlying protocols that may undergo significant changes, known as Forks. Forks can result in the creation of multiple versions of the same network (Forked Networks), potentially impacting the name, value, and functionality of your crypto assets and Futures contracts on the Suncrypto Platform.

In the event of a fork, Suncrypto may — at its sole discretion and with or without prior notice — suspend services related to the affected crypto assets or Futures, and decide whether to support the Forked Network. Information regarding Suncrypto’s approach to Forks is available at https://suncrypto.in and is subject to updates from time to time.

Severability

If any provision of these Terms of Use is found to be void, voidable, unenforceable, invalid, or illegal — and could be rendered valid by removing certain words — those specific words shall be deemed severed. If the provision cannot be made valid through such modification, the entire provision will be deemed severed from these Terms of Use, without affecting the validity or enforceability of the remaining provisions

No Merger

Upon completion or termination of any transaction contemplated under these Terms of Use, the rights and obligations of the parties will continue and shall not merge. Any provision that remains unfulfilled will survive and remain enforceable until fully performed.

Further Actions

Each party agrees to promptly execute and deliver any documents and take all reasonable actions necessary or desirable to give full effect to the provisions and intent of these Terms of Use, including securing any required consents.

Entire Agreement

These Terms of Use constitute the complete and exclusive agreement between the parties with respect to the subject matter herein and supersede any prior discussions, negotiations, representations, or agreements, whether written or oral.

Governing Law, Jurisdiction and Dispute Resolution

1. These Terms of Use shall be governed and interpreted in accordance with the laws of India.

2. The parties agree that any disputes arising from or relating to these Terms of Use shall be subject to the exclusive jurisdiction of the courts located in Jaipur, Rajasthan, India.

3. The parties agree to first attempt to resolve amicably any dispute, claim, or controversy arising out of or relating to this Agreement. In the event that such a dispute, claim, or controversy cannot be resolved within thirty (30) days from the date the dispute is raised, the dispute shall be referred to and resolved by arbitration, in accordance with the provisions of the Arbitration and Conciliation Act, 1996, and the same shall be conducted before a sole arbitrator, appointed by the directors of Angelic Infotech Private Limited. The arbitration shall be held in Jaipur, Rajasthan, and shall be conducted in the English language. The parties agree to abide by all decisions, awards, and orders rendered by the arbitrator(s). The arbitrator's award shall be final and binding on both parties. Judgment upon the award rendered by the arbitrator(s) may be entered and enforced in any court having jurisdiction over the parties or the subject matter, as applicable

This arbitration provision shall apply to all disputes, claims, or controversies arising out of or in connection with the breach, termination, enforcement, interpretation, or validity of this Agreement, including the determination of the scope or applicability of this Agreement to arbitrate.

Relationship Between the Parties

Regardless of any provision stated in these Terms of Use, you and Suncrypto shall operate and engage with each other solely on a principal-to-principal basis for all purposes, including but not limited to the placement and execution of orders and transactions via the Suncrypto Platform. Nothing in these Terms of Use shall be construed to establish a partnership, joint venture, agency, intermediary, brokerage, or any fiduciary relationship between you and Suncrypto. You acknowledge that you have no authority to bind or create any obligation, express or implied, on behalf of Suncrypto.

Waiver

The failure or delay by either party to exercise any right or remedy under these Terms of Use shall not constitute a waiver of that right or remedy. Any waiver of a provision or a right under these Terms must be set out in writing and duly signed by the party granting the waiver. Such a waiver will only be effective to the extent specifically stated in the written document.

Transfer of Rights

SunCrypto reserves the right to assign or transfer these Terms of Use, along with any of its rights or obligations under them, to any third party at its sole discretion and without requiring your consent. Conversely, you are not permitted to assign, transfer, or otherwise dispose of these Terms or any of your rights or obligations under them without obtaining prior written approval from SunCrypto. Any assignment or transfer made by you without such consent will be considered null and void

Notices

By accessing or using the SunCrypto Platform and its Services, you consent to receive all communications, including agreements, notices, disclosures, and related documents, in electronic form. These communications may be sent via email, instant messaging, SMS, or posted directly on the SunCrypto Platform. Unless specified otherwise, all notices, consents, approvals, waivers, or other communications under these Terms must be in writing and may be delivered by hand, prepaid post, or electronic means to the recipient’s last known address or email. A notice will be deemed delivered when handed over in person, three (3) Business Days after postal dispatch, or, if sent electronically, upon automated confirmation of delivery or after eight (8) business hours if no failure notification is received. If electronic communication is sent but not received, it will still be considered valid and binding. If an email is undeliverable, SunCrypto may suspend or restrict your account until updated contact details are provided. Any notice delivered after 5:00 PM on a Business Day or on a non-Business Day will be considered received at 9:00 AM on the following Business Day. You are solely responsible for ensuring your contact details, including your email address and mobile number, are accurate and up to date at all times.

You acknowledge and agree that all electronically transmitted communications will be considered received and legally binding as described above.

Assignment

You may not assign, transfer, or otherwise dispose of any of your rights or obligations under these Terms of Use without obtaining prior written approval from Suncrypto. However, Suncrypto reserves the right to assign its rights under this agreement, without requiring your consent, in the event of a sale or transfer of all or part of the Suncrypto Platform.

Complaints

If you have any complaints, feedback, or queries, you may reach out to Suncrypto via https://suncrypto.in Suncrypto will make every reasonable effort to address and resolve your concerns. Please note that Suncrypto does not offer in-person support or assistance to walk-in users.

If you wish to discontinue using Suncrypto Services and would like to deactivate your Suncrypto User Account, you can do so by following the instructions provided [here]. If you are unable to complete the deactivation process for any reason, you may also request assistance by contacting us at https://suncrypto.in

Modes of Payment

All payments made under these Terms of Use must be completed using one of the following methods, as specified and updated by Suncrypto from time to time:

Banker’s cheque or demand draft;

Transfer of cleared funds to the designated bank account of the payee, provided the account details are communicated at least three (3) Business Days prior to the expected payment date; or Any other legally valid payment method mutually agreed upon in writing by both parties.

Privacy and Confidentiality

Suncrypto processes all personal data in compliance with applicable laws and regulations governing the collection, privacy, and use of personal information.

Personal information about you may be collected, stored, and processed by Suncrypto based on how you interact with the platform — whether by completing applications, placing orders, contacting Suncrypto via post, email, phone, in-person, or through any other communication channel. Suncrypto also gathers data through your ongoing use of the Suncrypto Platform and related services.

The types of personal information Suncrypto collects, holds, and processes are outlined in detail in its Privacy Policy, which can be accessed at: https://suncrypto.in

The processing is necessary for the performance of the services offered under these Terms of Use;

The processing is required to pursue Suncrypto’s legitimate business interests, including but not limited to, managing its relationship with you and enhancing, analyzing, and developing its products, services, and operations. [For a comprehensive explanation of Suncrypto’s legitimate interests, please refer to the relevant section of the Privacy Policy];

The processing is necessary to comply with Suncrypto’s legal obligations, as further detailed in its Privacy Policy.

Your personal data may be shared with Suncrypto’s affiliates, service providers, and other third-party partners — including entities located outside of India — provided such transfers comply with relevant data protection laws and are subject to adequate contractual safeguards for confidentiality and data security. Additional information regarding international transfers and their legal basis can be found in the Privacy Policy.

Suncrypto employs stringent security protocols for the storage and handling of personal data, designed to prevent unauthorized access and ensure compliance with the Information Technology Act, 2000, along with all applicable rules and regulations issued thereunder.

By using the Suncrypto Platform, you consent to receive communications electronically. Suncrypto may reach you via email or by posting updates and notices directly on the Platform. You are solely responsible for keeping your email address and contact details current on your account profile. Any communication sent to your registered email address will be deemed as duly delivered.

Each party agrees to maintain strict confidentiality over any non-public, sensitive business, financial, or investment information of the other party, which may come to its knowledge during the course of this agreement — except where disclosure is required by applicable law, regulation, or by order of a regulatory, law enforcement, or tax authority.

For clarity, Suncrypto may disclose your personal information to third parties for fraud prevention, KYC (Know Your Customer) verification, and to meet its legal obligations — and by agreeing to these Terms, you expressly consent to such disclosures.

Force Majeure

Suncrypto Services are exclusively offered via digital platforms, which inherently face risks such as cyberattacks and system vulnerabilities. Suncrypto shall not be held responsible for any loss, damage, or disruption to a User’s account, including any fiat or crypto assets held therein, arising from a Force Majeure event. This includes, but is not limited to, acts or omissions by third parties, natural disasters, malicious attacks targeting Suncrypto’s servers or a User’s personal devices, regulatory changes, or any event beyond Suncrypto’s reasonable control.

This limitation of liability covers all Force Majeure scenarios, including — but not limited to — acts of God, fires, acts of terrorism, actions of civil or military authorities, civil unrest, war, labor strikes or disputes, interruptions in telecommunications, internet outages, network service disruptions, equipment and/or software malfunctions, catastrophic events, or any similar circumstances that are beyond the reasonable control of Suncrypto. It also includes malicious cyber events such as hacking, virus intrusions, denial-of-service (DoS) attacks, and theft of a User’s personal devices that result in losses to their account.

To the fullest extent permitted by applicable law, Suncrypto shall bear no liability for losses resulting from the compromise or breach of a User’s confidential information, including but not limited to account credentials or passwords, where such breaches are caused by the User’s own actions, negligence, failure to exercise reasonable caution, or unauthorized disclosure to third parties. Suncrypto shall likewise not be liable for any losses incurred due to phishing attacks, third-party scams, or any other unauthorized access initiated through the User’s disclosure or mishandling of account information.

Termination of this Agreement

You acknowledge and agree that Suncrypto reserves the right, may at its sole discretion suspend, partially suspend or terminate your Suncrypto User Account (including any associated or affiliated accounts) immediately in cases but not limited to involving in fraud, money laundering, regulatory orders, or unlawful activity, and freeze or lock any funds held therein, if it suspects that your account is in breach of these Terms of Use, the Privacy Policy, Anti-Money Laundering (AML) regulations, or any applicable laws and regulations.

In accordance with AML obligations and other legal requirements, Suncrypto may retain transaction records and other related data for a period of no less than five (5) years, or as otherwise mandated by applicable law, following the termination of this Agreement. This retention may occur under circumstances including, but not limited to:

• 1. the Suncrypto User Account being part of a government investigation, criminal case, or legal proceedings;
• 2. detection of unusual or suspicious activity on the account;
• 3. evidence of unauthorized access;
• 4. obligations under court orders or directives from regulatory or enforcement authorities; suspected breach of these Terms of Use;
• 5. suspicion of criminal activities, including but not limited to money laundering, terrorist financing, or fraud;
• 6. ongoing legal action or investigations where your account is involved, or where Suncrypto perceives a risk of regulatory or legal non-compliance;
• 7. actions by you designed to bypass platform controls, such as creating multiple accounts or exploiting promotional offers;
• 8. where an unresolved transaction exists at the time of account termination, Suncrypto may notify the counterparty of the account status.
• 9. Suncrypto may also permanently terminate this Agreement and cancel your Suncrypto User Account under any of the following circumstances:
• 10. termination of services to you by Suncrypto;
• 11. multiple registrations by you under the same or different identities, either directly or indirectly;
• 12. submission of false, misleading, outdated, or incomplete information;
• 13. refusal to accept updates or amendments to these Terms of Use;
• 14. failure to comply with KYC or enhanced KYC requirements as determined by Suncrypto;
• 15. if your account becomes the subject of a criminal investigation;
• 16. use of offensive, abusive, or inappropriate language directed toward Suncrypto or its representatives;
• 17. publishing defamatory, abusive, or misleading content about Suncrypto in any public or online forum;
• 18. any other reason Suncrypto deems sufficient to warrant termination of services.

For routine closures, SunCrypto shall provide 15 days’ prior written notice (via email) for voluntary exit. Prior to account closure, all outstanding fees along with applicable taxes and liabilities must be settled immediately along with applicable taxes. Once cleared, any remaining balance in your Suncrypto User Account must be withdrawn into your registered bank account with Suncrypto without delay. Users shall be provided at least 30 days’ prior notice before their account is flagged as dormant, except where immediate suspension is required due to fraud or regulatory directives.

In the event of termination due to fraud, AML violations, or legal infractions, Suncrypto retains full custody over your funds and user data, which may be shared with the relevant enforcement agencies as required by law, including situations involving the use of Suncrypto Services from sanctioned jurisdictions

Notwithstanding the above, Suncrypto reserves the unconditional right to terminate your access to its Services or to close your Suncrypto User Account at its sole discretion, with or without cause, and without prior notice.

Trading, Settlement, and Account Terms

• 1. Orders are executed according to platform mechanisms and policies.
• 2. Discrepancies must be reported within 24 hours of transaction completion. The Company retains the right to accept or reject such claims.
• 3. Delays in reporting or technical issues may occur; the Company is not liable for related losses
• 4. Orders may be rejected due to insufficient funds, technical failures, or regulatory restrictions.
• 5. Technical disruptions can impact order placement or execution. The Company does not guarantee uninterrupted access.
• 6. Users must comply with all laws and platform rules.
• 7. Margin maintenance is your responsibility. Failure to maintain required margins may result in forced liquidation or clearance fees with applicable taxes.
• 8. Orders placed under your credentials are deemed authorized and binding.
• 9. An order is only confirmed upon explicit acknowledgment by the platform.
• 10. The Company reserves the right to restrict or revoke your trading privileges at any time.
• 11. Perpetual Futures contracts differ from standard futures. These contracts can be held indefinitely, subject to maintaining margin requirements and periodic fee adjustments.

Compliance with Applicable Law

Users are solely responsible for ensuring full compliance with all applicable laws and regulations governing their use of Suncrypto Services. By using the platform, you affirm that all funds deposited in your Suncrypto User Account originate from legitimate sources and are not derived from illegal activity or the proceeds of crime.

Suncrypto maintains a firm commitment to cooperate with regulatory bodies and law enforcement agencies worldwide and may, without prior notice, freeze, seize, or terminate access to your Suncrypto User Account and associated funds if the account is flagged under an investigation or legal directive.

Taxes

You are solely responsible for determining, calculating, reporting, and remitting any taxes applicable to the transactions you conduct via the Suncrypto Platform. Suncrypto does not assume responsibility for assessing the tax obligations associated with your activities, nor is it responsible for collecting or submitting taxes on your behalf, unless explicitly required to do so under applicable law.

User Tax Responsibility:

As a user of the SunCrypto Platform, you are solely responsible for assessing, reporting, and paying any taxes applicable to payments received or cryptocurrencies transacted through the Platform. This includes compliance with tax obligations under Indian law or any other relevant jurisdiction. SunCrypto neither determines the tax applicability of your transactions nor assumes responsibility for collecting, reporting, or remitting taxes on your behalf.

Tax Deduction Rights:

SunCrypto reserves the right to deduct applicable taxes from your transactions in accordance with the Income Tax Act, 1961, or any other relevant tax regulations. These deductions may occur at the time of transaction execution or at any other time as required by tax authorities.

Additional Taxes and Charges:

In addition to SunCrypto’s commission or service fees on executed trades, you are liable to pay all applicable indirect taxes, including but not limited to Goods and Services Tax (GST). The total transaction amount displayed on the SunCrypto Platform before trade confirmation will reflect the value of SunCrypto’s service fees, network and third-party charges.

Limitation of Liability

SunCrypto’s total liability to any User, whether arising from fraud, willful misconduct, or gross negligence at Suncrypto’s end, shall in no event exceed an amount equivalent to the trading fees paid by the User (inclusive of applicable taxes) for the preceding twelve (12) months, as calculated at the sole discretion of the Company.

In the event of a dispute between you and other users on the Suncrypto Platform, you agre that neither Suncrypto nor its affiliates, officers, employees, or service providers will be held liable for any claims, damages, or losses arising from such disputes. Suncrypto is not liable for any loss resulting from the discontinuation of any cryptocurrency or from being unable to access your assets on the Platform. Suncrypto also disclaims responsibility for any loss of cryptocurrency in your Suncrypto User Account, except in cases of willful misconduct or gross negligence on its part. Furthermore, Suncrypto is not liable for disruptions caused by Force Majeure events or changes in cryptocurrency-related laws.

Suncrypto does not guarantee profits from transactions or shield users from cryptocurrency price fluctuations. You acknowledge that Suncrypto has the discretion to suspend, cancel, or terminate your account for violations of these Terms or applicable laws. You agree that Suncrypto will not be liable for consequential or compensatory damages, including those arising from account suspension or service cessation. Refunds or recovery of funds will only be possible subject to amounts owed to Suncrypto or legal dues.

Suncrypto is not responsible for cryptocurrencies that are seized or otherwise inaccessible. Any claims you make will be limited to the balance in your Suncrypto User Account. Suncrypto’s maximum liability will be capped at the amount paid for services related to the transaction in question or, if the claim is unrelated to a specific transaction, the cryptocurrency received for the two most recent transactions.

Disclaimer of Liability for Technical Glitches

In the event of any technical glitch, malfunction, or disruption affecting any trading activity, including but not limited to futures, spot, or other types of trades, the Company shall not be held liable for any losses, costs, damages, or other financial consequences incurred by the user, whether direct or indirect, arising from such technical issues.

No Liability for Breach:

Suncrypto will not be liable for any breach of these Terms if caused by events beyond its control, such as natural disasters, wars or mandatory legal requirements.

Third-Party Providers:

Suncrypto may rely on third-party service providers for platform operations or service delivery. It is not liable for any disruptions or failures due to issues with third-party providers.

Exclusion of Liability for Losses:

Suncrypto, its affiliates, and service providers are not responsible for any lost revenue, profits, business opportunities, data, or cryptocurrencies, or for any direct, incidental, or consequential damages resulting from your use of the platform. This exclusion includes damages from service interruptions, errors, or loss of data.

Procedure for Reporting Security Incidents

If you suspect that your User Account, device, wallet, or security credentials have been compromised, or observe any unusual activity or suspicious behavior (including fraud or cyber-related incidents) (a “Security Incident”), you must notify us immediately at help@suncrypto.in and provide accurate, up-to-date information throughout the course of the incident. To assist in resolving the issue, we may require your cooperation, including sharing relevant details and timely updates. You agree to promptly provide such assistance and take all reasonable steps as requested to help mitigate or manage the Security Incident. We shall not be held liable for any losses resulting from a Security Incident arising from circumstances beyond our reasonable control.

Limitation of Loss:

Suncrypto will not be liable for losses such as lost profits, expected revenue, data corruption, or loss of reputation. You release Suncrypto from all liability for claims, damages, costs, and expenses related to your use of the platform to the fullest extent permitted by law.

Intellectual Property Rights

Unless explicitly stated otherwise, all logos, text, graphics, information, and other materials uploaded by Suncrypto, and made accessible to users on the Suncrypto Platform ("Content"), are the exclusive property of Suncrypto and are protected by copyright, trademark, and other applicable laws.

All logos, trademarks, service marks, and other marks related to Suncrypto and its affiliates used or displayed on the Suncrypto Platform ("Trademarks") are owned by Suncrypto or its affiliates. You may not copy, imitate, or use these marks in any way without prior written consent from Suncrypto.

You are prohibited from reverse engineering, disassembling, or attempting to derive the source code of any part of the Suncrypto Platform for any reason. Such actions will be considered a material breach of these Terms of Use and may result in the termination of your Suncrypto User Account.

The Suncrypto Platform may include third-party intellectual property, including software used for the creation or distribution of crypto assets. Suncrypto does not own any rights to this third-party intellectual property and is bound by the licensing terms of such third-party IP. By using the Suncrypto Platform, you agree to be bound by these third-party license terms as well.

Disclaimer of Warranties

Suncrypto provides access to the Suncrypto Platform on an "as is" and "commercially available" basis. To the fullest extent permitted by law, Suncrypto does not offer any warranties regarding the reliability, stability, accuracy, or completeness of the technology involved in the Suncrypto Platform. The Suncrypto Platform serves only as a venue for crypto asset transactions, where users can acquire information and conduct transactions related to crypto assets. The Platform's content may contain bugs, errors, issues, or other limitations. Suncrypto assumes no liability or responsibility for any errors or omissions in the Platform’s content or services.

You acknowledge and agree that your use of the Suncrypto Platform and its services is at your own risk. Suncrypto cannot control the quality, security, or legality of any crypto assets involved in transactions, nor can it guarantee the accuracy of transaction information or the ability of any party to fulfill their obligations. It is your responsibility to consider the associated investment risks, the legal status of transactions, and the validity of the information before engaging in any transaction on the Platform.

Suncrypto does not guarantee that the services or the Platform will be uninterrupted, timely, accurate, or reliable. We do not guarantee the permanent availability of any information stored or transferred through the Platform. You understand that downloading any material or data from the Suncrypto Platform is done at your own discretion and risk, and you will be solely responsible for any damage to your computer, phone, or other devices, or any loss of data resulting from such downloads.

Suncrypto is not responsible for any content uploaded by you to the Platform. We are not liable for any direct or indirect damages or losses, including but not limited to lost profits, business interruptions, or any other losses resulting from the use or reliance on any content available on the Platform. It is solely your responsibility to assess the accuracy, reliability, completeness, and usefulness of any content available on the Suncrypto Platform that you use.

Suncrypto does not offer investment or financial advice. The content provided on the Suncrypto Platform is for informational purposes only and should not be considered investment advice. Approval, consent, or advice provided by Suncrypto in relation to any matter covered by these Terms of Use does not constitute any warranty or representation regarding the subject matter.

Suncrypto is not liable for any damage to your computer equipment, programs, data, or other devices caused by viruses, denial-of-service attacks, or any other harmful technological elements. You are responsible for using your own virus protection software. Suncrypto does not guarantee that the Platform will be free from viruses, trojan horses, or other malicious code that may be damaging or destructive.

Representations, Warranties, and Covenants of the Users

• 1. You represent and warrant to Suncrypto that:
• 2. You are legally competent to contract under the Indian Contract Act (1872).
• 3. You have not been declared bankrupt and/or have not entered into any arrangement with creditors (if applicable).
• 4. Your actions do not violate the law, public interest, public policy, or the legitimate rights of others under Indian law.
• 5. You will fulfill all tax obligations and comply with these Terms of Use and applicable laws and regulations.
• 6. All information and documents you provide to Suncrypto are complete, accurate, truthful, and not misleading in any way.
• 7. If you are a corporation, unincorporated association, trust, or any other legal entity, you are validly constituted under applicable laws and regulations.
• 8. You have entered into this agreement with Suncrypto through these Terms of Use, and you will engage in transactions on the Suncrypto Platform as a principal and not as an agent or representative of another party.
• 9. You are not subject to any laws or regulations that prohibit you from entering into this agreement or engaging in transactions on the Suncrypto Platform, and you are not a resident of any jurisdiction where accessing the Platform or trading with Suncrypto would be unlawful.
• 10. You have obtained all necessary consents, licenses, and authorizations and possess full legal power and authority (as per your constitutional or organizational documents, where applicable) to enter into this agreement and conduct transactions on the Suncrypto Platform.
• 11. You will comply with all applicable laws and regulations relating to this agreement and any transactions under it, including, but not limited to, tax laws, exchange control regulations, and registration requirements.

These Terms of Use and any transactions entered into will create valid, binding obligations enforceable against you according to their terms, and will not violate any law, regulation, order, agreement, or other obligations binding you or your assets.

• 1. You fully understand the financial risks associated with trading in crypto assets and are financially capable of bearing a total loss of funds arising from transactions conducted on the Suncrypto Platform.
• 2. You have consistent, uninterrupted access to the internet, and the email address and mobile number you provided to Suncrypto during registration are accurate.
• 3. You will comply with all applicable laws and regulations related to market manipulation, insider trading, or any similar offenses.
• 4. You will maintain sufficient User Funds in your account to execute any order or transaction. In case of insufficient funds, your order will not be processed. You are solely responsible for paying any taxes related to your use of Suncrypto’s services or any trading of crypto assets.
• 5. You will not engage in any actions that alter, distort, or manipulate the market or underlying details related to transactions under this agreement.
• 6. You will promptly notify Suncrypto of any default, potential default, or breach of this agreement.
• 7. You understand that Suncrypto does not control the market price or volatility of crypto assets and that transactions are strictly between the buyer and seller.
• 8. You acknowledge that Suncrypto may facilitate access to third-party platforms and services (collectively, “Third-Party Services”) via third-party websites or applications. Suncrypto does not control or endorse these services and is not responsible for them. You use such services at your own risk and agree to comply with the terms and conditions of the third-party service providers. Suncrypto reserves the right to cease providing access to such services at any time without compensation.

If you violate these representations or any other terms of this agreement, leading to legal consequences, you shall assume full responsibility for any legal liabilities, and indemnify Suncrypto from any claims, losses, or expenses arising from such violations.

• 1. You will not use any data or information displayed on the Suncrypto Platform for commercial purposes without prior consent from Suncrypto.
• 2. You will use the Suncrypto Platform in accordance with these Terms of Use and the Privacy Policy, and will not engage in acts of unfair competition or interfere with the normal operation of the Platform. This includes, but is not limited to:
• a. Using software or devices to interfere with the Platform.
• b. Overloading network equipment with unreasonable requests.
• c. Executing malicious transactions in the market.

By using the Suncrypto Platform, you agree that Suncrypto may determine, without your consent or prior notice, whether you have violated any of the above covenants and take action accordingly, such as:

• a. Blocking or closing order requests.
• b. Freezing the Suncrypto User Account.
• c. Reporting the violation to authorities.
• d. Publishing the violation and the actions taken.
• e. Deleting any information you posted that violates these terms.

You consent to Suncrypto’s Anti-Money Laundering (AML) and Know-Your-Customer (KYC) checks. Suncrypto reserves the right to withhold refunds, crypto assets, or deny access to the Platform until all necessary checks are completed and you are formally authorized to access the Platform.

If you violate any terms and cause losses to a third party, you will bear all legal liabilities and hold Suncrypto harmless from any fines, losses, or additional costs. If Suncrypto sufferslosses or is required to compensate a third party due to your violation, you agree to indemnify Suncrypto fully, including for legal fees with applicable taxes.

You acknowledge that the representations and warranties you made are essential factors for Suncrypto allowing you to open an account and trade on the Platform.

In the case of abnormal behavior, fluctuations, or delays in transactions beyond Suncrypto’s control, Suncrypto will not be held liable.

Authenticity and Self-Responsibility of Identity Information

To use the Suncrypto Platform, you must first register for a Suncrypto User Account by following our standard application process. During registration, you are required to provide your real name, email address, and any other requested information, including Know Your Customer (KYC) documents.

Suncrypto reserves the right, at its sole discretion, to refuse to open an account for you.

If Suncrypto determines that applicable laws and regulations require us to report your transactions to a competent authority, you must provide any additional information requested by Suncrypto. You will not be allowed to place any orders until all required information has been provided and cleared by the competent authority, if applicable.

Suncrypto may conduct searches and inquiries to verify your identity and perform anti-money laundering (AML) checks in accordance with AML regulations or its internal AML policies. The information gathered may also be used for preventing money laundering or terrorism financing and for managing your Suncrypto User Account. By providing this information, you authorize Suncrypto to use it for these purposes as outlined in these Terms of Use.

The identity verification process may request information such as your full name, email address, nationality, phone number, government-issued ID/passport, date of birth, proof of address, bank account details, photos, and any other documents that may be required by Suncrypto in accordance with applicable laws.

By providing the required information, you confirm that all details are accurate and truthful. After registration, you must ensure that your information remains up-to-date and correct, notifying Suncrypto of any changes in a timely manner. You are solely responsible for ensuring that all information, documents, and personal details submitted belong to you. Creating an account on behalf of someone else is prohibited.

If Suncrypto suspects that any information provided by you is incorrect, outdated, incomplete, or misleading, we have the right to request corrections, remove the information, suspend or terminate all or part of the Suncrypto services, or take any other appropriate actions.

• 1. You are fully responsible for any losses or expenses you incur due to being unreachable through the contact information you have provided.
• 2. You agree to maintain up-to-date information with Suncrypto at all times and notify us promptly of any changes.
• 3. Suncrypto has the absolute discretion to accept or reject your application to become a user, including if you fail to pass relevant appropriateness checks. If your application is accepted, you will be notified accordingly.
• 4. You may begin trading on the Suncrypto Platform only after the initial transfer of user funds is credited to your Suncrypto User Account, and such funds have been cleared.
• 5. Suncrypto is authorized to act on any digital instructions you provide. We will carry out transactions or instructions in accordance with your requests.
• 6. You may request Suncrypto to process payments by debiting your User Funds, provided there are sufficient cleared funds available at the time of your request, and such transactions will be processed electronically through the Suncrypto Platform.

User Funds, including your initial transfer and any additional funds, will be credited to your account subject to the following conditions:

• a. You are required to transfer user Funds only from your registered bank account, and Suncrypto does not accept funds from third-party accounts.
• b. Suncrypto does not accept user Funds in cash.

Any credits or debits related to user fiat transactions on the platform will be subject to any bank fees with applicable taxes, commissions, or other charges (including taxes, such as withholding taxes). You authorize Suncrypto to deduct these fees with applicable taxes as necessary.

All gains, losses, earnings, costs, or liabilities related to your crypto asset transactions or any services provided by Suncrypto will be credited or debited to you accordingly.

Suncrypto is authorized to deduct any applicable amounts from the user fiat funds held by Suncrypto on your behalf.

Withdrawals from your Futures Wallet are allowed only for:

• 1. INR transfers into your Fiat Wallet.
• You can request to withdraw funds from your Fiat Wallet to your registered bank account by submitting a Withdrawal Request through the Suncrypto Platform. Suncrypto may withhold payment or deduct an amount from the requested funds under certain conditions, such as:
• a. If required by law or regulations.
• b. If we receive a notice from law enforcement regarding suspected illegal activity in your account.
• c. If KYC requirements or enhanced KYC procedures are pending.
• d. If there is a dispute between Suncrypto and you regarding the funds.
• 2. Withdrawn funds will only be paid to your registered bank account through the Suncrypto Platform.
• You are responsible for the safekeeping of your account login and password/PIN details, and for all activities related to your login information on the Suncrypto Platform. You agree to:
• a. Keep your login and password/PIN confidential and not share them with any third party.
• b. Immediately notify Suncrypto if you become aware of any unauthorized use of your account.
• c. Follow the security, authentication, and withdrawal procedures on the Platform.
• d. Log out from the Suncrypto Platform properly after each session.
• Suncrypto will not be responsible for any losses or consequences resulting from your failure to comply with the above security measures.

Know Your Customer (KYC) and Onboarding

Suncrypto is obligated to comply with KYC requirements as mandated by the relevant Competent Authority. To meet these requirements, Suncrypto may conduct remote KYC processes and video-based onboarding, along with other methods as part of the KYC procedures.

The KYC process may be carried out by an authorized representative or agency of Suncrypto, such as a third-party KYC service provider, which possesses the necessary credentials to conduct the KYC checks and due diligence in accordance with Anti-Money Laundering (AML) regulations and policies, as required by applicable laws.

You are required to follow all on-screen instructions and fulfill all necessary requirements during the onboarding process to successfully access and use the Suncrypto Platform.

Fiat Deposits and Source of Funds

All fiat deposits made into your Suncrypto User account must originate from legitimate and lawful sources. Suncrypto shall bear no responsibility or liability for any deposits arising from or linked to illegitimate or unlawful sources. The Company reasonably believes this, after conducting due diligence with applicable regulatory guidelines, and determines that the funds are legitimate in good faith.

In the event a dispute is raised concerning any fiat transaction, such transaction will be placed on hold until the User resolves the issue within 15 (fifteen) days. If the dispute remains unresolved beyond this period, any associated costs, damages, or claims will be recovered from the User’s available deposit balance.

In cases where crypto withdrawals are found to be connected to illegal or illicit activities, Suncrypto shall not be held liable or accountable for the consequences of such transfers.

Suncrypto expressly clarifies that it does not act as a secured creditor for any User.

User Funds

All relevant User fiat shall be in Suncrypto’s bank account(s), or may be kept separate from money belonging to Suncrypto in a User’s account, if required by applicable law and regulations, until such amounts are returned to a User, or become due and payable to Suncrypto or are otherwise paid away or transferred in accordance with applicable law and regulations. A User’s Fiat Wallet shall denote a Users’ INR holdings that can be used for trading activities, except for trading in Futures.

A User is permitted to transfer to such User’s Futures Wallet:

• a. INR only from such User’s Fiat Wallet, and
• b. USDT from such User’s crypto assets balance, and from no other source whatsoever.

Likewise, a User is permitted to withdraw from such User’s Futures Wallet INR only to such User’s Fiat Wallet and to no other direct destination whatsoever.

By accepting these Terms of Use, and to the extent not prohibited by applicable law, a User hereby grants to Suncrypto the authority to open and establish a ‘user account’ and a User agrees to grant Suncrypto the right to control the user’s Fund, whether they are held separately in a User’s account or commingled with other funds of Suncrypto.

Pursuant to the right of control hereinabove and to the extent not prohibited by applicable law, Suncrypto reserves the right to:

• a. lend out or invest the user Funds; and
• b. retain to its own benefit the capital gains, interest or profits that may from time to time be generated from such actions, it being understood that no such capital gains, interest or profits shall be payable to You.

The withdrawal feature of crypto assets held by a User in their Suncrypto User Account shall be subject to regulatory and banking requirements and may be updated from time to time.

User Identity Verification

By registering a Suncrypto User Account on Suncrypto, you agree to provide the personal information requested for identity verification and other purposes allowed under applicable laws. This information is specifically used to verify your identity and to detect potential money laundering, terrorist financing, fraud, and other financial crimes on the Suncrypto Platform, ensuring full compliance with the Anti-Money Laundering (AML) regulations. Suncrypto will retain your personal information in accordance with its Privacy Policy and applicable laws.

Additionally, to comply with global industry standards and government data retention regulations, you agree to allow Suncrypto to maintain a record of this information for the duration of your Suncrypto User Account, and for at least five (5) years following the closure of your account, or the minimum retention period required by applicable law, whichever is later.

You also authorize Suncrypto to conduct inquiries, either directly or through third parties, as necessary to verify your identity or protect you and/or Suncrypto from financial crimes such as fraud.

Prohibition of Use

By accessing and using the Suncrypto Platform, You confirm and declare that:

• a. You are not a citizen or resident of the United States;
• b. Your use of the Suncrypto Platform is fully compliant with all applicable laws and regulations, including but not limited to, anti-money laundering (AML), anti-corruption, and counter-terrorist financing laws;
• c. You are not listed on any government-issued sanctions lists, including those published by the United Nations (including its Security Council), the Reserve Bank of India (RBI) Circulars / Watchlists, the Central Bureau of Investigation (India) List, the Ministry of Home Affairs (India), the National Investigation Agency (India), the Financial Intelligence Unit - India, Interpol Notices, and the World Bank, among others
• d. You are strictly prohibited from using your Suncrypto User Account to participate in any of the following activities ("Prohibited Uses"). The following list is illustrative but not exhaustive:
• i. Engaging in any unlawful conduct or activities;
• ii. Committing or facilitating fraud;
• iii. Participating in gambling-related activities;
• iv. Violating intellectual property rights;
• v. Publishing or spreading defamatory content;
• vi. Engaging in harassment, abuse, or any other harmful behavior.

Suncrypto reserves the right to suspend or permanently disable access to Your Suncrypto User Account, without prior notice, if it reasonably determines that You have violated these Terms of Use or engaged in any Prohibited Use.

Additionally, Suncrypto retains full discretion over the jurisdictions in which its services are offered and may limit or refuse the provision of Suncrypto Services in certain countries or regions, as it deems necessary.

General Information

These Terms of Use establish a legally binding agreement between You and Suncrypto, the operator of the Suncrypto Platform.

By accessing, browsing, registering for, or using any of the services offered through the Suncrypto Platform, You acknowledge that You have read, understood, and accepted these Terms of Use along with Suncrypto’s Privacy Policy. Your use of the Suncrypto Platform signifies Your agreement to comply with all the terms and conditions outlined herein.

If You do not accept these Terms of Use or the Privacy Policy, You must refrain from accessing, registering for, or using any of the Suncrypto Services. Your first instance of using the Suncrypto Platform will be considered as Your express and unconditional acceptance of these Terms of Use.

Anti-Money Laundering (AML) and Counter Terrorism Financing (CTF) Disclaimer

Suncrypto is firmly committed to supporting global efforts in combating money laundering and the financing of terrorism. To this end, Suncrypto has implemented internal policies and procedures designed to ensure full compliance with applicable Anti-Money Laundering (AML) and Counter Terrorism Financing (CTF) Regulations. By using Suncrypto Services, You agree to cooperate fully with any AML / CTF compliance measures adopted by Suncrypto and acknowledge that You will not challenge or obstruct any actions undertaken by Suncrypto in furtherance of its regulatory obligations.

Miscellaneous Agreement Conditions

Suncrypto reserves the right to modify, revise, or update these Terms of Use, in whole or in part, at its sole discretion and at any time. Notice of such changes will be provided to you through appropriate communication channels, as required by applicable regulations.

Additionally, Suncrypto may, at its discretion, limit, change, suspend, or discontinue any part of the Suncrypto Services and may add, modify, or remove features or provisions within these Terms of Use. While Suncrypto strives to regularly update and improve its platform, it does not guarantee that the platform will be free of errors or omissions at all times.

The Company retains the right to amend, update, or remove any aspect of the Suncrypto Platform, its Services, these Terms, the Privacy Policy, the Refund Policy, the AML Policy, or any other related content, at any time, with or without prior notice. Although Suncrypto may choose to notify you of such updates or changes, it is not obligated to do so.

You acknowledge and agree that it is your responsibility to review these Terms of Use, along with the Privacy Policy, Refund Policy, and AML Policy, periodically and prior to carrying out any transactions on the Suncrypto Platform. The Company shall not be liable for any loss, damage, or consequences that may result from changes, additions, or removals to the Terms or related policies.

Any updates or amendments to these Terms of Use will become effective immediately upon publication or as specified in the relevant notice. By continuing to use the Suncrypto Platform or Services following such changes, you acknowledge and accept the revised Terms of Use. If at any time you do not agree with any provision or update, you must promptly close your Suncrypto account, withdraw any remaining funds, and cease all use of the Suncrypto Platform.

Grievances/Queries:

If you have any questions regarding these Terms of Use, your rights and obligations arising from them, your use of the SunCrypto Platform and the Services, or any other related matter, please contact our Grievance Officer at the following:

Grievance Officer:

• Name: Mr. Pramod Yadav
• Email: help@suncrypto.in

For any inquiry from law enforcement, regulatory, or statutory agencies/authorities, please contact our Nodal Officer at the following

• Nodal Officer:
• Email: compliance@suncrypto.in

Risk Warning & Disclaimer: Crypto products are unregulated and can be highly risky. There may be no regulatory recourse for any loss from such transactions. In the event that applicable laws were to change (including by way of a judicial or executive order) and render dealing, trading, holding and/or storing Cryptos to be invalid or illegal in India, these Terms shall stand automatically terminated with effect from the date of such invalidity/illegality without further notice or recourse available to User. You represent and declare that you have full knowledge and disclosure of the current Government and regulatory status with respect to Cryptos in India and the risk involved in dealing with, or trading in, or storing the same. By accessing the SunCrypto Platform and/or the Services, You are deemed to have understood, agreed to and accepted the risks, losses, and costs with respect to the same, including but not limited to total/complete loss/seizure of Your Cryptos accounted for in the SunCrypto Platform’s Crypto Custody Wallet and/or Your fiat balances.